Safeco Insurance Company

As of July 2019

The following are the filings made by Safeco Insurance Company.

Filing No./Overall Rate Indication Materials Included Effective Date

LBPM131804028

Auto

+11.6%

Rate/Rule

Rules:

Complete Manual of Rules – Massachusetts Version 1.00 Effective Per Section A

SECTION A – Index Page A

SECTION FR – Forms Index FR

SECTION G - General Rules G

  • G1. Application
  • G2. Eligibility
  • G3. Policy Term
  • G4. Rates and Rating Information
  • G5. Changes
  • G6. Cancellation
  • G7. Certified Risks – Financial Responsibility Laws (SR-22)
  • G8. Coverages and Limits
  • G9. Limit & Deductible Factors
  • G10. Personal Injury Protection – Deductible Form
  • G11. Mandatory Offer of Coverage
  • G12. Motor Vehicle Registration Certificates
  • G13. Pre-Insurance Inspection Program
  • G14. Deferred Operators

SECTION D – Driver D

  • D1. Driving Record Points
  • D2. Distant Student Discount
  • D3. Good Student Discount
  • D4. Senior Discount
  • D5. Accident Prevention Discount
  • D6. Driver Training Discount
  • D7. Average Driver Factor

SECTION V - Vehicle V

  • V1. Territory
  • V2. Vehicle Symbol
  • V3. Non-Symbolled Vehicles
  • V4. Stated Amount
  • V5. Model Year
  • V6. Vehicle Use
  • V7. Vehicle Age Current
  • V8. Vehicle Age When Added
  • V9. Years Owned When Added
  • V10. Anti-Theft Discount
  • V11. Low Mileage Discount
  • V12. RightTrack

SECTION P - Policy P

  • P1. Tier
  • P2. Vehicle-Driver Relationship
  • P3. Full Coverage Discount
  • P4. Full Pay Discount
  • P5. Preferred Payment Discount
  • P6. Advanced Quote Discount
  • P7. Account Discount
  • P8. Property Insurance Discount
  • P9. Accident Free Discount
  • P10. Violation Free Discount
  • P11. Newly Licensed Discount
  • P12. Newly Independent Discount
  • P13. Minimum Years Experience
  • P14. Maximum Years Experience
  • P15. Basic Package Capping
  • P16. Expense Constant
  • P17. Legacy Enhanced Factor
  • P18. Number of Late Pays
  • P19. Number of Reinstatements
  • P20. Excluded Driver Surcharge
  • P21. Policy Transfer Discount
  • P22. Tenure with Prior Carrier

SECTION RS – Rate Stabilization

SECTION O – Additional (Optional) Coverage Rules

  • O1. Auto Loan/Lease Coverage (GAP Coverage)
  • O2. Original Equipment Manufacturer Parts Endorsement - OEM
  • O3. New Vehicle Replacement
  • O4. Use of Other Autos Endorsement
  • O5. Optimum Package Plus
  • O6. Coverage Level
  • O7. Agreed Amount Coverage
  • O8. Emergency Assistance Package
  • O9. Coverage for Custom Parts or Equipment
  • O10. RideShare Endorsement
  • O11. Claims-Free Cash Back™
  • O12. Auto Enhanced Coverage Endorsements
  • O13. Diminishing Deductible Endorsement

SECTION PD – Premium Determination

Rate:

  • Base Rates
  • Tiers R02, R33
  • Factors

Markup of Changes

09/12/19 New

11/02/19 Renew

LBPM131869796

Motorcycle

+5.9%

Rate:

Rate Manual

  • Base Rates
  • Discounts
  • Symbol/CC Size

Markup of Changes

  • Discounts and Surcharges

08/05/19 New

09/24/19 Renew

LBPM131660862

Auto

Form/Rule

Form:

  • Superior Level Endorsement – SA-2892/MAEP 04/19
  • Ultra Level Endorsement – SA-2893/MAEP 04/19
  • Coverage Selections Page – SA-1697MAEP A 02/14
  • Coverage Selections Page – SA-1697MAEP B 02/14

Rule:

  • Automobile Insurance Manual
  • Rule 43. Coverage Level
  • Rewards Section
    • Claims-Free Cash Back TM
  • Endorsements/Forms Alphabetical Index

Markup of Changes

06/15/19 New

07/22/19 Renew

 LBPM131622778

+15%

RV 

Rate:

  • Base Rates

Markup of Changes

12/08/18 New

01/14/19 Renew 

LBPM131587381

Form:

  • Massachusetts Automobile Policy – SA-2890/MAEP 08/18
    • Reinforced TNC exclusions & added AIB modifications

Markup of Changes

10/13/18 New

11/19/18 Renew 

LBPM131558994

+9.9%

Rate/Rule:

Rule:

  • Rule 19. Discounts

Rate:

  • Base Rates
  • Model Year
  • Symbol Assignment

Markup of Changes

09/22/18 New

10/29/18 Renew

 LBPM131562758  Rule:
  • Repair Shop Program

Markup of Changes

07/30/18 New/Renew 

LBPM131487742

+15%

Motorcycle

Rate:

  • Base Rates
  • Limits & Deductibles

Markup of Changes

08/18/18 New

10/09/18 Renew 

LBPM131330226

Auto

Form/Rate/Rule – Personal Auto

Form:

  • Massachusetts Essential Automobile Insurance Policy – SA-3025/MAEP 03/18
  • Ridesharing Coverage Endorsement – Massachusetts – SA-3043/MAEP 3/16

Rule:

  • Massachusetts Private Passenger Automobile Insurance Manual – June 16, 2018 edition
    • Rule 24. Ride Sharing Coverage Endorsement
    • Rate order of Calculation

Mark up of Changes

06/16/18 New

07/23/18

LBPM131164888

Auto/Classc/RV/MC

Rule:

Billing Plan

01/22/18 New

02/28/18 Renew 

LBPM131228563
Motorcycle

Rule:

Complete Manual of Rules

  • Rule 19. Discounts
    • H. Recovery Device Credit
  • Rule 56. Merit Rating Plan (Thresholds)

Markup of Changes

12/11/17 New

01/15/18 Renew 

LBPM131228666

Personal Auto

Rule:

Complete Manual of Rules

  • Rule 56. Merit Rating Plan (Thresholds)

Markup of Changes

12/11/17 New

01/05/18 Renew 

LBPM131053533

Personal Auto

+9.9%

Rate:

  • Base Rates
  • Model Year

Rule:

  • Rule 31. Basic Coverage Package Premium Threshold

Markup of changes

09/22/17 New

10/27/17 Renew 

LBPM130672433

Personal Auto

+6.3%

Rate:

  • Base Rates
  • Miscellaneous
  • Vehicle Driver Relationship Table

Markup of Changes

09/22/16 New
10/27/16 Renew 

LBPM130620316

Personal Auto

Form/Rule:
Form: 

  • Coverage Selections Page – SA-1697MAEP A 08/16
  • Massachusetts Billing Plan Fees

Markup of Changes

08/15/16 New
09/21/16 Renew 

LBPM130489368

Motorcycle
+5% 

Motorcycle Program

Rate:

  • Exhibit II  Rate Manual
  • Exhibit I Redline Rate Manual
06/23/16 New
08/12/16 Renew 

LBPM130363837

Personal Auto

Auto
Rate:

  • Base Rates
  • Miscellaneous Coverages
  • Vehicle Driver Relationship Table

Markup of Changes

03/16/16 New
08/19/16 Renew 

LBPM130347582

Motorcycle

Motorcycle
Rate/Rule
Rule:

  • Rule 19. Discount
  • O. Policy Transfer Discount 

Rate:

  • Rating Algorithm

Markup of Changes

03/12/16New

LBPM130341564

Personal Auto

Auto
Rate/Rule
Rule:

  • Rule 19. Discounts 
    • Q. Policy Transfer Discount
  • Rate order of Calculation
03/12/16 New/Renew

LBPM130391156

Personal Auto

Auto:

Form:

  • Telematics Program Terms & Conditions
02/13/16 New
03/21/16 Renew 

LBPM130300337

Personal Auto

Auto
Rate/Rule:
Rule:

  • Rule 23. Right Track
  • Complete Manual of Rules

Rate:

  • Right Track Factors

Markup of Changes

  • Q&A
  • Telematics Program Terms & Conditions

Markup of Changes

02/13/16 New
03/21/16 Renew 

LBPM130219199

Personal Auto

Form/Rate/Rule: Personal Auto
Forms:

  • Massachusetts Essential Automobile Insurance Policy – SA-3025/MAEP 12/15
    • Essential:
    • No Accident Forgiveness
    • Lower Limits for:
      • Loss of Earnings for Trial
      • Bail Bonds
      • Auto Theft Transportation
      • Audio & visual Limit
      • Customized Equipment
    • OEM Optional coverage endorsement is not available for purchase
  • Enhanced Level Endorsement – SA-2891/MAEP 12/15
    • Modifies the terms of the Essential Auto Policy:
    • Higher limits for:
      • Loss of Earnings for trial
      • Bail Bonds
      • Auto Theft Transportation
      • Audio & Visual Limit
      • Customized Equipment
    • Earned Accident Forgiveness
  • Superior Level Endorsement – SA-2891/MAEP 12/15
    • Modifies the Terms of the Enhanced Level Endorsement:
    • New Business Accident Forgiveness
    • Comprehensive Deductible
    • Electronic Key Replacement
    • New Vehicle Replacement
    • Worldwide Rental
  • Ultra Level Endorsement – SA-2893/MAEP 12/15
    • Modifies the Superior Level Endorsement:
    • Extra Death Benefit
    • No Adjustment for Depreciation/Betterment
    • Roadside Assistance
    • Roadside Assistance for RV
    • Higher Limit Loss of Earnings for Trial
    • Key & Lock Coverage – RMV
    • Dog & Cat Coverage
    • Auto Loan/Lease Coverage
    • Emergency Expenses
    • Personal Property Coverage
    • Disabled Vehicle Transportation

Rules:

  • Manual of Rules – Limited
  • Manual of Rules – Complete
  • Rule 1. Massachusetts Automobile Insurance Policy
  • Rule 2. Coverages and Limits
  • Rule 21. Optimum Plus Coverage Options
  • Rule 27. Private Passenger Definition
  • Endorsements/Alpha Index
    • Enhanced Level Endorsement – SA-2891/MAEP 12/15
    • Superior Level Endorsement – SA-2892/AEP 12/15
    • Ultra Level Endorsement – SA-2893/MAEP 12/15
    • Massachusetts Essential Automobile Insurance Policy – SA-3025/MAEP 12/15
  • Rate Order Calculation

Markup of Changes

Rates:

  • Base Rates

Markup of Changes

12/12/15 New
01/18/16 Renew 

LBRM130218090

RV

Recreational Vehicle
Rate/Rule:
Rule:
A new base contract called the Massachusetts Essential Automobile Insurance Policy which will be available to new business effective on or after 12/12/2015. Vehicle types written in the Recreational Vehicle program are written as miscellaneous vehicles in the Safeco Private Passenger Auto program and use the same policy contract. We are also introducing three endorsements that accompany this policy. The endorsements provide progressively higher levels of coverage, any one of which can be added on top of this base contract. These endorsements are the Enhanced Level Endorsement, the Superior Level Endorsement, and the Ultra Level Endorsement. Please reference our Private Passenger Auto filing (SERFF Tracking number; LBPM-130219199) in relation to this filing.

  • Recreational Vehicle Insurance Manual
    • Rule 2. Coverages and Limits
    • Rule 21. Optimum Plus Coverage Options
    • Rule 47. Coverage Level
      • § Essential
      • § Enhanced
      • § Superior
      • § Ultra

Rates:

  • Motor Home:
    • Rate Order Calculation
    • Base Rates
    • Miscellaneous Rates
    • Travel Trailer
      • Rate Order Calculation
      • Base Rates
      • Miscellaneous Rates

Markup of Changes

12/12/15 New
01/18/16 Renew

LBRM130218092

Classic Car

Classic Car
Rate/Rule

Safeco Insurance Company of America Classic Car program is introducing a new base contract called the Massachusetts Essential Automobile Insurance Policy which will be available to new business effective on or after 12/12/2015. Vehicle types written in the Classic Car program are written as miscellaneous vehicles in the Safeco Private Passenger Auto program and use the same policy contract. We are also introducing three endorsements that accompany this policy. The endorsements provide progressively higher levels of coverage, any one of which can be added on top of this base contract. These endorsements are the Enhanced Level Endorsement, the Superior Level Endorsement, and the Ultra Level Endorsement. Please reference our Private Passenger Auto filing (SERFF Tracking number; LBPM- 130219199) in relation to this filing. Factor selections for the Classic Car program are adopted from our Private Passenger Auto program. Please be advised that per the objection posted in the companion PPA filing, the billing plan for this line of business was approved in filing with State Tracking number 12OCT25-132.

  • Classic Car Insurance Manual
    • Rule 2. Coverages and Limits
    • Rule 21. Optimum Plus Coverage Options
    • Rule 47. Coverage Level
      • Essential
      • Enhanced
      • Superior
      • Ultra

Rates:

  • Classic Car:
    • Rate Order Calculation
    • Base Rates
    • Miscellaneous Rates
    • Antique Auto:
      • Rate Order Calculation
      • Base Rates
      • Miscellaneous Rates

Markup of Changes

12/12/15 New
01/18/16 Renew 

LBPM130025467

+5.9%

Personal Auto

Rate/Rule:
Rule:

  • Rule 19. Clarification to Class 15 Discount
  • Rule 19. Clarification tov Low Mileage Discount
  • Rule 28. Clarification to Driver Vehicle Assignment Rule (Average Rate Factor…no assignment of operators)

Rate:

  • Base Rates
  • Model Year Factors
  • Symbol Factors
  • Miscellaneous

Markup of Changes

07/16/15 New
08/20/15 Renew 

LBPM130029260

Motorcycle

Rule:

  • Rule 19. Clarification to Class 15 Discount

Markup of Changes

05/30/15 New
07/15/15 Renew
 

LBRM129451911

+4%

Personal Auto

Rate:

  • Base Rates
  • Miscellaneous Rates
  • Model Year Factors

Mark up of Changes

06/14/14 New
08/20/14 Renew 

LBRM129260884

Classic Car

Rate:

  • Antique Auto Rates
  • Classic Car Rates
  • Mark  up of Changes
07/16/14 New/Renew

LBRM129260821

RV Only

Rate:

  • Trailer Rates
  • Motor Home Rates
  • Mark up of Changes
07/16/14 New/Renew

LBRM129207526

Personal Auto

Rates:

  • Limits and Deductibles
  • MA Rate Order Calculations – Private Passenger Auto – ROC-1
  • Private Passenger Endorsements/Forms Alphabetical Index – PP-30
  • Mark up of Changes

Forms & Endorsements:

  • Auto Enhanced Coverage Endorsement – SA-2823/MAEP 3/14
  • Auto Enhanced Coverage Endorsement – Ultra – SA-2824/MAEP 3/14
  • Diminishing collision or Limited Collision Deductible – Massachusetts – SA/2939/MAEP 3/14
07/16/14 New/Renew

LBRM128935533

Personal Auto

Rule:

  • Repair Certification Form
  • Safeco Insurance Company of American Direct Payment Pan for Motor Vehicle Collision and Comprehensive Coverage Claims and Referral Repair Shop Programs – Guidelines
10/01/13 New/Renew

LBRM128744132
All Lines  

Billing Plan:

  • Private Passenger Atuo
  • Recreational Vehicle
  • Classic Car
  • Motorcycle
06/08/13 New

LBRM128692842

Personal Auto

Rates
Factors/Symbols
Complete Manual of Rules:

  • Rule 1. MA Auto Insurance Policy
  • Rule 2. Coverage and Limits
  • Rule 3. Mandatory Offer of Coverage
  • Rule 4. Standard Procedures
  • Rule 5. Residence and Location
  • Rule 6. Out-of-State Garaging
  • Rule 7. Policy Period
  • Rule 8. Changes
  • Rule 9. Motor Vehicle Registration Certificates
  • Rule 10. Certified Risks - Financial Responsibility Laws
  • Rule 11. Premium Calculation Rule
  • Rule 12. Endorsement Rating
  • Rule 13. Installment Payment of Premiums
  • Rule 14. Deposit Premium Rule
  • Rule 15. Reserved for Future Use
  • Rule 16. Deductibles - Parts 7, 8 & 9
  • Rule 17. Substitute Transportation
  • Rule 18. Termination of Insurance
  • Rule 19. Discounts
  • Rule 20. Model Year Rating
  • Rule 21. Optimum Package Plus Coverage Options
  • Rule 22. Non-Symbolled Vehicles...
  • Rule 23.-26 Reserved for Future Use
  • Rule 27. Private Passenger Definition
  • Rule 28. Private Passenger Classification
  • Rule 29. Safeco Underwriting Plan Category Factors
  • Rule 30. Personal Injury Protection - Deductible Form
  • Rule 31. Basic Coverage Package Premium Threshold
  • Rule 32. Reserved for Future Use
  • Rule 33. Roadside Assistance Related
  • Rule 34 - 40. Reserved for Future Use
  • Rule 41. Auto-Loan/Lease Coverage
  • Rule 42. New Vehicle Replacement
  • Rule 43-44. Reserved for Future Use
  • Rule 45. Agreed Amount Coverage -Comprehensive
  • Rule 46. Reserved for Future Use
  • Rule 47. Coverage for Custom Parts or Equipmen
  • tRule 48. Original Equipment Manufacturer Parts Coverage
  • Rule 49. Reserved for Future Use
  • Rule 50. Use of Other Automobiles
  • Rule 51-53. Reserved for Future Use
  • Rule 54. Anti-Theft Device Standards
  • Rule 55. Per-Insurance Inspection Program
  • Rule 56. Merit Rating Plan
  • Rule 57. Reserved for Future Use
  • Rule 58. Registry of Motor Vehicles Procedures

Discounts:

  • Multi-Car 
  • Anti-Theft Device
  • Class 15
  • Low Mileage
  • Driver Training
  • Good Student
  • Account Credit
  • Full Coverage
  • Pay Plan/Paid in Full
  • Property Insurance
  • Distant Student
  • Accident Prevention
  • Advance Quote
  • Group Deviation
  • Accident Free
  • Violation Free

Forms & Endorsements:

  • Additional Interest End. SA-875/MAEP 3/13
  • Agreed Amount Coverage - Comprehensive
    SA-2929/MAEP 3/13
  • Antique Auto SA-2933/MAEP 3/13
  • Auto-Loan/Lease Coverage SA-1914/MAEP 3/13
  • Classic Car Endorsement Restricted Use
    SA-1092/MAEP 3/13
  • Class Car Endorsement Regular Use SA-1091/MAEP 3/13
  • Coverage for Custom Parts or Equipment
    SA 2926/MAEP 3/13
  • Emergency Assistance Package SA-2267/MAEP 3/13
  • Execution Clause - SA-1701/MAEP 3/13
  • Leased Auto - Lessor’s Interest SA-877/MAEP 3/13
  • Loss Payee Endorsement SA- 1700/MAEP 3/13
  • Massachusetts Endorsement Trust Endorsement
    SA-2931/MAEP 3/13
  • New Vehicle Replacement SA-2692/MAEP 3/13
  • Operator Exclusion Form SA-2934/MAEP 3/13
  • Original Equipment Manufacturer Parts Coverage
    SA-2946/MAEP 3/13
  • Other Optional Insurance Combined Additional Coverage
    SA-2945/MAEP 3/13
  • Other Optional Insurance Fire, Lightning and Transportation SA-2943/MEAP 3/13
  • Other Optional Insurance - Theft SA-2944/MAEP 3/13
  • Safeco Optimum Package Plus SA-2769/MAEP 3/13
  • Separate Glass Deductible - Comprehensive
    SA-2930/MAEP 3/13
  • Transportation of Fellow Employees, Students or Others
    SA-2927/MAEP 3/13
  • Use of Other Autos-Vehicles Furnished or Available for Regular Use SA-2940/MAEP 3/13
  • Waiver of Deductible SA-2932/MAEP 3/13
  • Massachusetts Automobile Insurance Policy
    SA-2890/MAEP 3/13
  • Coverage Selections Page SA-1697/MAEP 3/13
  • MA Auto Policy SA-2890/MAEP 3/13

06/08/13 

Personal Auto

LBRM128694491

RV Only

Rates:

  • Motor Home
  • Travel Trailer

Complete Manual of Rules:

  • Rule 1. MA Recreational Vehicle Insurance Policy Eligibility
  • Rule 10. Certified Risks - Financial Responsibility Law
  • Rule 11. Premium Calculation Rule
  • Rule 12. Endorsement Rating
  • Rule 15. Minimum Written Premium
  • Rule 19. Discounts
  • Rule 21. Optimum Plus Coverage Options
  • Rule 27 & 28. Reserved for Future Use
  • Rule 29. Safeco Underwriting Market Category Factors
  • Rule 31 & 32. Reserved for Future Use
  • Rule 33. Roadside Assistance Related
  • Rule 34-40 Reserved for Future Use
  • Rule 41. Auto Loan/Lease Coverage
  • Rule 42-45. Reserved for Future Use
  • Rule 46. Excess Electronic Equipment Coverage
  • Rule 47-49. Reserved for Future Use
  • Rule 50. Use of Other Automobiles
  • Rule 54. Anti-Theft Device Standards
  • Rule 55-57. Reserved for Future Use

06/08/13

RV Only

LBRM128694523

Classic Car

Rates

Complete Manual of Rules:

  • Rule 1. MA Classic Car
  • Rule 12. Endorsement Rating
  • Rule 15. Minimum Premium Rule
  • Rule 20. Vehicle Age Rating
  • Rule 21. Optimum Package Plus Coverage Options
  • Rule 27 & 28 - Reserved for Future Use
  • Rule 29. Safeco Underwriting Plan Category Factors
  • Rule 31-32. Reserved for Future Use
  • Rule 33. Roadside Assistance
  • Rule 34-40. Reserved for Future Use
  • Rule. 41. Auto Loan/Lease Coverage
  • Rule 42-45. Reserved for Future Use
  • Rule 47-48. Reserved for Future Use
  • Rule 49. Reserved for Future Use
  • Rule 55-57. Reserved for Future Use

06/08/13

Classic Car ONLY

LBRM128682988

Motorycles

Standouts for Rules:

  • 12 Month Policy Term
  • No Short Rate
  • SR-22 for Owned Vehicles Only
  • Must have Collision & Comp for Roadside
    Assistance Coverage (Part 10)
  • N. Class 15 Credit Premiums shall be reduced
    for all operators age 65 or older.  If the
    principal operator will become age 65 during
    the policy term, premium will be adjusted as
    of the inception date of the next term.  
    This credit will be applied to all coverages.
  • Merit Rating is 36 months

Manual of Rules:

  • Rule 1. MA MC Eligibility
  • Rule 2. Coverage’s and limits
  • Rule 3. Mandatory Offer
  • Rule 4. Standard Procedures
  • Rule 5. Residence & Location
  • Rule 7. Policy Period
  • Rule 8. Changes
  • Rule 10. Certified Risks - Financial
    Responsibility Law
  • Rule 11. Premium Calculation
  • Rule 12. Whole Dollar Premium Rule
  • Rule 13. Installment Payment of Premium
  • Rule 15. Minimum Written Premium
  • Rule 16. Deductibles Parts 7, 8 & 9
  • Rule 17. Roadside Assistance (part 10)
  • Rule 18. Termination of Insurance
  • Rule 19. Discounts
  • Rule 25. Symbol Designation
  • Rule 28. Motorcycle Classification
  • Rule 30. Personal Injury Protection (Part 2)
  • Rule 36. Years Driving Experience Factor
  • Rule 46. Custom Parts & Equipment/
    Safety Riding Apparel Coverage (Part 11)
  • Rule 56. Driving Record Rating
  • Rule 57. Structural/Performance
    Modification Surcharge
  • Rule 58. Registry of Motor Vehicles

Standouts for Policy:

Definitions:

  • “You or Your”
  • Motorcycle
  • Motorcycle Trailer
  • Household Members
  • Custom Parts & Equipment
  • Safety Riding Apparel
  • Punitive or Exemplary Damage

Coverage Parts:

  • Part 1. Bodily Injury to Others
  • Part 2. Personal Injury Protection
  • Part 3. Bodily Injury Caused by an
    Uninsured Motor Vehicle
  • Part 4. Damage to Someone Else’s
    PropertyOptional Insurance Definition
  • Part 5. Optional Bodily Injury to Others
  • Part 6. Medical Payments
  • Part 7. Collision
  • Part 8. Limited Collision
  • Part 9. Comprehensive
  • Part 10. Roadside Assistance Coverage
    and Trip Interruption Coverage
  • Part. 11. Custom Parts, Equipment
    and Safety Riding Apparel

Additional Safety Riding Apparel Coverage

General Provisions and Exclusions

  • 3. Additional Costs We Will Pay
  • 4. What Happens if You Die
  • 8. We do not pay for Nuclear Losses
    or War Losses
  • 9. We do not Pay for Ordinary Wear or Tear
  • 20. Actual Cash ValueCancellation
    and Non-RenewalLegal Notice Requirements
06/08/13 New
Motorcycles ONLY 

Contact MAIA

*Denotes required field.