This question was answered based upon current rules, regulations & statutes in effect on July 25, 2019
I was under the impression that you had to have a valid license to register/insured a car in your own name.
I have a policy that is just ready to renew and I was re-marketing it for a better premium, when I found out the owner and principal operator does not have a valid license, he has been deceased since 12/9/2014 but the RMV renewed the plates.
What if anything should I consider doing about this.
Kathy Cormier: The customers family renewed the plates...this isn’t good. There is a clause in the policy about what happens if you die and Irene Morrill actually wrote a tech talk on this topic (see attached).
|4. What Happens
If You Die
If you die, we will continue coverage for the period of this policy for:
The plates shouldn’t be renewed because the named owner is deceased and the policy should have cancelled on renewal.
My recommendation is that if there is a surviving spouse that they transfer that title over to their name ASAP. For a surviving spouse, there is no cost for a title and if the plate is in good standing they will reassign it to the SS.
I hope this helps.
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