Cancellation of Auto Policy

    Posted by MAIA on Aug 8, 2019 12:01:00 AM


    This question was answered based upon current rules, regulations & statutes in effect on July 23, 2019

    We received a  printed and signed narrative from an insured requesting the cancellation of his auto policy (see attached).

    Something in my fading memory bank makes me think that this could be an acceptable means to cancel vs a 2A?

    Do I need a refresher?

    Appreciate your time.

    Best Regards


    Kathy Cormier:  The policy allows the customer to give the company/agent 20 days written notice to cancel a policy.  So if the client cancelling the policy and not turning in the registration the 20 day notice works.


    Cancellation of this policy is something you should ordinarily have no reason to worry about.

    You can cancel any of the Optional Insurance Parts at any time by giving us or your agent
    at least 20 days written notice. Because all of the Compulsory Insurance Parts are required,
    you cannot cancel any of them separately. You can, cancel all of the policy by giving us or
    your agent at least 20 days written notice.

    If the client is replacing coverage with another company, the carrier that is writing the business must send a Transfer of Insurer form and update the RMV.  I’ve attached the two bulletins on this for your review, the first is called 2A Notice and the second is called 2A Notice Timing

    I hope this helps.

     This document is not a legal opinion and should not be relied upon as such. The intent of this document is to provide a general background regarding the topic or topics discussed, not to provide legal advice. Producers and agencies should consult an attorney regarding specific situations and specific questions with respect to the topic or topics covered in this document. Neither the Massachusetts Association of Insurance Agents, Number One Insurance Agency nor any of its employees shall be responsible for any errors or omissions regarding any statements made in this document, nor any errors or omissions regarding any statutes, regulations, court rules, and/or any other government documents cited in this document.

    Topics: Personal, 2019

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