Rental of a U-Haul

    Posted by MAIA on Jun 5, 2019 12:01:00 AM

    QUESTION

    This question was answered based upon current rules, regulations & statutes in effect on May 09, 2019

    Is there a tech talk regarding rental of U-Hauls under a MA auto policy

    ANSWER

    Irene Morrill:  Sorry, no… it is a topic that I bring up in various QA classes on MA Auto. 

    If its being rented for business there would be no coverage

    If it’s rented personal use …say to move

    Parts 4 and 5 under the 2008 MAP definitely go as one only needs to be “legally responsible” … and a uhaul is an auto

    (2016 MAP definitely Part 5 … hopefully Part 4 – I worry how that coverage goes for ANY vehicle)

    Part 6 follows you and HHM occupying someone else’s vehicle …and a Uhaul is a vehicle

    Part 7,8,9 will not go under 2008 or 2016 as coverage only applies to “other private passenger autos” and a Uhaul is NOT a private passenger auto

    This document is not a legal opinion and should not be relied upon as such. The intent of this document is to provide a general background regarding the topic or topics discussed, not to provide legal advice. Producers and agencies should consult an attorney regarding specific situations and specific questions with respect to the topic or topics covered in this document. Neither the Massachusetts Association of Insurance Agents, Number One Insurance Agency nor any of its employees shall be responsible for any errors or omissions regarding any statements made in this document, nor any errors or omissions regarding any statutes, regulations, court rules, and/or any other government documents cited in this document.

    Topics: 2018

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