AIB Filings

As of September 2019

The following are the filings made by AIB.

Filing Identification No. Materials Included Effective Date

AIBM131867610

VRG Program

04/01/19 New/Renew

AIBM131999760

Rule:

  • VRG Groups
07/15/19 New/Renew

AIBM131900068

-9.1%

Rate:

  • Motorcycle Advisory Rate Filing
06/01/196 New/Renew

AIBM131736159

-4.6%

Rate:

  • Advisory Rates – Statewide Rates (Rates that do not vary by territory)
  • Territory Rates
  • VRG Relativities
  • Increased Limits Factors for BI
  • Coverage U-1 for other than motorcycles
  • Coverage U-2 for other than motorcycles
  • Increased Limits Factors PD
  • Deductibles
  • Merit Rating Adjustment
  • VRG Assignment by Price Table
  • Stated Amount Rates
  • Miscellaneous Rating Factors
  • Miscellaneous Motor Vehicles
04/01/19 New/Renew 

AIBM131752526

Rule:

  • Vehicle Rating Group
01/01/19 New/Renew

AIBM131619471

Rule:

  • VRG Rating Groups
09/01/18 New/Renew

AIBM131363186

-0.400%

Rate/Rule

Rate:                                                      

  • Advisory Filing - Rates
  • Rule:
  • Advisory Filing – Manual of Rules
  • Rule 2 Coverage and Limits
    • Part 6 Medical Payments, 3rd. sentence $5,000 is changed to $500 (motorcycle limit)
  • Rule 31 – Transportation of Fellow Employees - Removed

Markup of Changes

04/01/18 New/Renew 

AIBM131423649

Rule:

  • Vehicle Rating Group (VRG)
04/01/18 New/Renew 
AIBM131308898

Rule:

  • Vehicle Rating Group
01/02/18 New
 AIBM131189056  Rule:
  • AIB Vehicle Rating Group for Liability and Physical Damage.
09/14/17 New & Renew 
AIBM131023806

Form:

  • Notice of Cancellation – 2017

Markup of Changes

06/01/17 New/Renew
AIBM130997247

Rule:

  • Vehicle Rating Group for Liability & Physical Damage 
05/01/17 New

AIBM130842727

Form:

  •  Operator Exclusion Form – removed language, no coverage for Injury or PD
02/01/17  New

AIBM130842432

-.3%

Rate/Rule:  under 1% market share
Rate/Rule:

  • Advisory Rate and Rule filing

Rule:

  • Manual with markup of changes 2017
  • Rule 2. Coverages and Limits -  Removed language under Part 6. Medical Payments
  • Ruler 3. Mandatory Offer of Coverage – removed language “make a mandatory”
  • Ruler 11.  Premium Calculation Rule – Removed Anti-Theft Device
  • Rule 19. Discounts:
    • Multi-Car – Removed Antique
    • Anti-theft Device – Removed
    • Annual Mileage Discount – Eligibility -   Removed Antique
  • Rule 28. Private Passenger Classification
    • Excluded Operator – Added Language about the New Operator Exclusion Form and denying payments
  • Rule 44. Renamed to “Motorcycles” and removed language on Anti-theft discount
  • Rule 29. Personal Vehicle Sharing Rule – Removed
  • Rule 54. Anti-Theft Devise Standards and Discounts - Removed
  • Private Passenger Endorsement Alpha List
  • Private Passenger Forms List
02/02/17 New & Renew
AIBM130853959 VRG Rating Program 01/15/17 New/Renew
AIBM130793093

Form:

  • 2016 MAP with Corrections
12/27/16 New/Renew
AIBM130488857

Form:

  • 2016 Edition Massachusetts Automobile Insurance Policy

Markup of Changes

  • Important Notice to All Policyholders
10/01/2016 New/Renew
AIBM130733338 Rule:
VRG for Liability and Physical Damage
10/01/2016 New/Renew
AIBM130623236

Rule:

  • Vehicle Rating Groups for Liability and Physical Damage
07/15/16
AIBM130569287

Rate/Rule – Motorcycles

Rule:

  • Rule 44. Motorcycles, Motorscooters, Mopeds & Similar Motor Vehicles

Markup of Changes (Electric Motorcycles)
Rates Pages

07/01/16 
AIBM130375678

Rule:

  • Vehicle Rating Group for Liability  Physical Damage
01/15/16 New/Renew
AIBM130229279

Rule:
Complete Manual of Rules 

  • Rule 2. Coverages & Limits
    • Part 6 - Medical Payments
  • Rule 4. Standard Procedures
    • C. New Business - Transfer of Insurer
  • Rule 29. Personal Vehicle Sharing Endorsement
  • Rule 56. Merit Rating Plan
Markup of Changes
11/01/15 New
AIBM130079016

Form:

  • Massachusetts Automobile Insurance Policy – 2015 Edition
  • 2015 Massachusetts Automobile Insurance Policy – Memorandum of Changes

Markup of Changes

10/16/15 New/Renew
AIBM130264934

Rule:

  • VRG Symbols
10/15/15 New/Renew
AIBM130118430

Rule:

  • VRG Vehicle Rating Group
07/15/15
AIBM129994191

Rule:

  • VRG Vehicle Rating Group
04/15/15
AIBM129895333

Rate/Rule

  • Private Passenger Advisory Filing
  • Explanatory Memorandum – Manual Base Rates for VRG

Rule:

  • Advisory Rate & Rule Filing
  • Rule 11. Premium Calculation
  • Rule 20. Model Year
  • Rule 21. AIB VRG Program
  • Rule 39. Motorhome

Markup of Changes
Manual Rate Section

03/15/15 New
AIBM129809535

Rate/Rule

  • Vehicle Rating Group
  • Explanatory Memorandum

Rule:

  • Rule 11. Premium Calculation
  • Rule 20. Model Year Rating
  • Rule 21. AIB Vehicle Rating Group (VRG) Program
  • Rule 39. Motor Home/Camper Bodies

Mark up of Changes

01/15/15 New/Renew
AIBM129856024 VRG Rating Group Updated 01/15/15 01/15/15 New
AIBM129717242 VRG Rating Group Updates 10/1/14 10/01/14 New
AIBM129607214

Rate/Rule

  • VRG Rating symbols
  • Rule 21. AIB Vehicle Rating Group (VRG) Program
  • Rule 41. Stated Amount Rates
09/01/14 New
AIBM129594405 VRG Program Update 07/01/14
AIBM129453508 VRG Program Update 04/01/14 New
AIBM129356180 VRG Program Update 01/15/14 New
AIBM129297778

Forms & Endorsements:

  • Medical Payments Endorsement - M-109-S
11/25/13 New
AIBM129221881 VRG Program Update 10/15/13 New/Renew
AIBM129041798

Forms & Endorsements:

  • Personal Vehicle Sharing Exclusion -
    M-0108-S
  • MA Mandatory Endorement - M-0099-S (Ed 9-13)
10/01/13 New
AIBM129110330 VRG Program Update 08/01/13 New/Renew
AIBM128886960 Motorcycle Advisory Rate Filing 04/01/13 New
AIBM128845222  +2.6%

Advisory Filing:

  • Table of Contents
  • Introduction
  • Summary of Statewide Rate Changes by Coverage
  • Loss Provisions: 100B, 100CD
  • Expense Provisions: 100E, 100F, 100G
  • Underwriting Profit Component: 100H
  • Model Year/VRG Relativities: 100I
  • Current Average Rates: 100J
  • Manual Rates: 100K, 100L
  • Increased Limits Factors: 101
  • Territory Definitions: 103
03/01/13 New
AIBM128809805 VRG Program Update 01/08/13 New/Renew
AIBM128684744 VRG Program Update 10/01/12 New/Renew
AIBM128561582 VRG Program Update 08/01/12 New/Renew
AIBM128253524 VRG Program Update 04/25/12 New/Renew
AIBM127998980
-9.0%
Motorcycle Rates 04/01/12 New
AIBM127948201 VRG Program Update 01/15/12 New
AIBM127842437 Rate - Under 1% Voluntary 01/15/12 New
AIBM127623625 Forms & Endorsements
  • Amendment of Policy Provisions
  • MA Auto Policy (for Risks Not Subject to Compulsory Insurance Law)_ MP 00 99 11 01 
11/01/11 New/Renew
AIBM127649589 VRG Program Update 10/15/11 New
AIBM127334623 Amendatory Endorsement 09/01/11 New
AIBM127296224 VRG Program - Updated Vehicle List 07/15/11 New
AIBM127089592 VRG Program - Updated Vehicle List 04/15/11 New
2011 Filing 2011 Manual Rules and Rates 01/15/11 New 
AIBM126762185

Complete Manual with Markup

Rule: 11, 16, 17, 21, 41, 49, 50, 55, 56

Rules Removed and Reserved for Future Use:
22, 23, 24, 25, 26, 32

Territory Rates
Increased Limit Factors for PD
Deductibles
Merit Rating Adjustments
VRG Assignment by Price Table (Rule 21)
VRG Rating Group Relativities
Stated Amount Rates (Rule 41) 
Miscellaneous Rating Factors
Miscellaneouse Motor Vehicles
Motorcycle Rates

Forms & Endorsements

  • Policy
  • Additional Insured - Lessor MP 00 02 1010
  • Auto Loan/Lease Coverage MP 00 03 1010
  • Bodily Injury Caused by an Underinsured Auto MP 00 04 1010
  • Certificate of Insurance - Trusts MP 00 05 1010
  • Coverage for Damage to Your Auto (Maximum Limit of Liability) MP 00 06 1010
  • Coverage for Damage to Your Auto Exclusion Endorsement MA 00 07 1010
  • Customizing Equipment Coverage MP 00 08 1010
  • Excess Electronic Equipment Coverage MP 00 09 1010
  • Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use MP 00 10 1010
  • Extended Non-Owned Coverage - Vehicles Furnished or Available for Use as Public or Livery Conveyances MP 00 11 1010
  • Federal Remployees Using Autos in Government Business MP 00 12 1010
  • Joint Ownership Coverage Schedule MP 00 13 1010
  • Liability Coverage Exclusion Endorsement MP 00 14 1010
  • Miscellaneous Type Vehicle Amendment (Motor Home) MP 00 15 1010
  • Miscellaneouse Type Vehicle Endorsement MP 00 16 1010
  • Named Non-Owner Coverage MP 00 17 1010
  • Optional Limits Substitute Transportation Expenses Coverage MP 00 18 1010
  • Reinstatement of Insurance MP 00 19 1010
  • Single Liability Limit MP 00 20 1010
  • Single Bodily Injury Caused by an Underinsured Auto Limit MP 00 21 1010
  • Single Bodily Injury Caused by an Uninsured Auto Limit MP 00 22 1010
  • Suspension of Insurance MP 00 23 1010
  • Towing and Labor Costs Coverage MP 00 24 1010
  • Trailer/Camper Body Coverage (Maximum Limit of Liability) MP 00 25 1010
  • Trip Interruption Coverage MP 00 26 1010
  • Trust Endorsement MP 00 27 1010
  • MA Personal Auto Policy Declarations MP 00 28 1010
01/15/11 New
AIBM126951537 Vehicle Rating Group 01/01/11  New 
AIBM126815741 Vehicle Rating Group (vehicles not currently assigned) 10/01/10  New
AIBM126597473 Vehicle Rating Group Program (symbols) 08/01/10  New 
AIB126437748
-5.2%
Motorcycle Rates 04/11/10  New
AIB126344952    Model Year 2011 Transition Factors 01/01/10  New 
AIB126335071   Rule 20. Model Year Rating change 01/01/10 New/Renew
2009 Filing 2009 AIB Manual 04/01/09  New 
2008 Filing 2008 AIB Manual 04/01/08  New 

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