Amica Filings

As of January 2019

The following are the filings made by
Amica
Amica Property & Casualty

Filing Identification No. Materials Included Effective Date

AMMA131334331

AMICA Property and Casualty (newly formed subsidiary of Amica Mutual Ins. Co.)

Form/Rate/Rule:

Forms:

  • Auto Policy - 2016 Edition (09 18) MA 00 78 09 18
  • Unearned Premiums Payable Endorsement  - AM 00 19 02 93
  • Amendment of Massachusetts Automobile Policy – MA 00 66 12 10
  • Good Driving Rewards - MA 00 68 10 09
  • Substitute Transportation – Prestige Rental Coverage – MA 00 71 11 09
  • Identity Fraud Protection – MA 00 72 10 09
  • Auto Loan/Lease Coverage – MA 03 35 09 93
  • Mobile Home Endorsement - MPY-0002-S (Ed. 4-17)
  • Coverage Selections Page – Ed. 2018 MZZ04024
  • Amendment of Policy Provisions – Massachusetts – MP 00 99 11 11

Rates:

  • Class – Territory Base Rates
  • Increased Limits Factors and Flat Rates
  • Additional Bodily Injury Increased Limits Factors
  • Additional Uninsured and Underinsured Limits Factors
  • Implicit Surcharge Exclusion Factors
  • Model Year/Symbol Factors
  • Deductible Discounts and Relativities
  • Merit Rating Plan

Rules:

Manual of Rules

  • Rule 1. Massachusetts Automobile Insurance Policy – Eligibility
  • Rule 2. Coverages and Limits
  • Rule 3. Mandatory Offer of Coverage
  • Rule 4. Standard Procedures
  • Rule 5. Residence and Location
  • Rule 6. Out-of-State Garaging
  • Rule 7. Policy Period
  • Rule 8. Changes
  • Rule 9. Motor Vehicle Registration Certificates
  • Rule 10. Certified Risks-Financial Responsibility Laws
  • Rule 11. Premium Calculation Rule
  • Rule 12. Whole Dollar Premium Rule
  • Rule 13. Installment  Payment of Premiums
  • Rule 14. Deposit Premium Rule
  • Rule 15. Employers Subject to MA WC ACT
  • Rule 16. Deductibles – Parts 7, 8 and 9.
  • Rule 17. Substitute Transportation
  • Rule 18. Termination of Insurance
  • Rule 19. Discounts
  • Rule 20. Model Year Rating
  • Rule 21. Fire, Theft and Combined Additional Coverage
  • Rule 22. Non-Symbolled Vehicles and Rating Vehicles for Which Symbols are not Shown on the Rate Pages
  • Rule 23. High Theft Vehicles
  • Rule 24. Extra Risk Rating (Collision and Comprehensive)
  • Rule 25. Vehicle Series Rating
  • Rule 26. Additional Rating Factors
  • Rule 27. Private Passenger Definition
  • Rule 28. Private Passenger Classification
  • Rule 29. Reserved for Future Use
  • Rule 30. Personal Injury Protection-Deductible Forms
  • Rule 31. Transportation of Fellow Employees
  • Rule 32. Pick-ups, Vans and Similar Type Vehicles
  • Rule 33. Towing and Labor Cost
  • Rule 34. Trailers Designed for Use with Private Passenger Motor Vehicles
  • Rule 35. Auto Loan/Lase Coverage
  • Rules 36-38. Reserved For Future Use
  • Rule 39. Motor Homes/Camper Bodies
  • Rule 40. Antique Motor Cars and Antique Motorcycles
  • Rule 41. Stated Amount Coverage
  • Rule 42. Golfmobiles and Lawnmowers  (Motorized)
  • Rule 43. Snowmobiles
  • Rule 44. Motorcycles, Motorscooters, Mopeds and Similar Motor Vehicles
  • Rule 45. Reserved For Future Use
  • Rule 46. Excess Electronic Equipment Coverage
  • Rule 47. Customized Vans and Pick-ups
  • Rule 48. Original Equipment Manufacturer Parts Coverage
  • Rule 49. Named Non-Owner Policy
  • Rule 50. Use of Other Automobiles
  • Rule 51-53. Reserved For Future Use
  • Rule 54. Anti-Theft Device Standards and Discounts
  • Rule 55. Pre-Insurance Inspection Program
  • Rule 56. Merit Rating Plan – Doesn’t have the increased thresholds
  • Rule 57. Reserved  for Future Use
  • Rule 58. Registry of Motor Vehicles Procedures
  • Territory Definitions

Additional Rule:

  • Good Driving Rewards Program
  • Platinum Package Discount
  • Dividends and Unearned Premiums Payable
  • Massachusetts High-Theft Vehicle List – MA 00 03 09 18
  • Electronic Delivery, Billing and Premium Payment Options
  • Private Passenger Endorsements Alpha Index
  • Private Passenger Forms

Rates:

  • Motorcycle Rates
03/01/19 New 

AMMA131634262

Rule:

  • Rule 19. Discounts
    • J. Student Away
  • Rule 26. Additional Rating Factors
  • Rule 33. Towing and Labor Cost
  • Rule 56. Merit Rating Plan
    • Added PIP, Medical Payments as part of calculation of Merit Rating

Markup of Changes

02/01/19 New/Renew

 AMMA131257029

+8.1%

Rate/Rule:

Rates:

  • Private Passenger Auto Rates
  • Motorcycle Rates
  • Rules:
  • Rule 19. Discounts
    • H. Good Student
    • J. Student Away
  • Rule 26. Additional Rating Factors
    • B. Limit/Vehicles Factors
    • D. Basic Coverage Factors
  • Endorsement of Alpha Index
    • Dividends and Unearned Premiums Payable – AM 00 05 11 17
    • Massachusetts Mandatory Endorsement (M-0099-G (Ed. 1/18)
    • Mobile Home Endorsement (MPY-0002-G (Ed. 4/17)
    • Markup of Changes
09/01/18 New/Renew 

AMMA131314601

Form:

Adopted # AIBM-130772519, AIB received approval for the Massachusetts Mandatory Endorsement - M-0099-S (Ed. 01-18).

 

To comply with M.G.L. Chapter 175, §§18 and 192 and with Filing Guidance Notice 2006-A, the submitted forms will be issued

with Coverage Selections page MZZ04022, which was placed on file on 04/14/2014 under SERFF Tracking # AMMA-129359645.

05/01/18 New/Renew 

AMMA131197384

Rule:

  • Premium Payment Options

Markup of Changes

02/01/18 New/Reneew

AMMA131052709

Form/Rule

Form:

  • Dividends and Unearned Premiums Payable Endorsement – AM 00 05 11 17
  • Rule:
  • Additional Rules
    • Dividends and Unearned Premiums Payable
11/01/17 New/Renew

AMMA131156176

Form:

  • Coverage Selections Page – MZZ04024
  • Manual of Rules TOC
    • Rule 19. Discounts:
      • F. Safety Equipment Discount
        • 2. Electronic Stability Control Discount
        • 3. Adaptive Headlights Discount
        • 4. Forward Collision Warning Systems Discount
      • H. Multi Line Discount
      • J. Loyalty
    • Rule 26. Additional Rating Factors
      • A. Driving Experience Factor – For Other Than the Basic Coverage Package
      • B. Driving Experience Factor – For the Basic Coverage Package
      • C. Limit/Vehicle Factors
      • D. Household Assessment Level Factors*
    • Rule 56. Merit Rating Plan
  • Rate Section Memorandum of Changes
    • Motorcycle Rates
    • Merit Rating Calculations
  • Rule 11. Premium Calculation Rule

Markup of Changes

09/19/17 New & Renew 

AMMA130717299

+6.1%

Rate/Rule:

Rate:

  • Class & Territory Base Rates
  • Increased Limit Factors and Flat Rates
  • Model Year/Symbol Factors

Rules:

  • Rule 2. Coverage and Limits
    • Part 11 – Towing and Labor
  • Rule 19. Discounts
    • B. Public Transit – Removed
    • L. Loyalty – Updated
  • Rule 26. Additional Rating Factors
    • A. Driving Experience Factor
    • C. Household Assessment Level Factor
  • Electronic Delivery, Billing and Premium Payment Options

Explanatory Memorandum

Markup of Changes

05/01/17 New/Renew

AMMA130767828

Form:

  • 2016 MAP with Company Specific Markup
  • Mobile Home Endorsement – MPY-0002-S (Ed. 8-16)
04/01/17 New/Renew
AMMA130778256

Rule:

  • Rule 14. Deposit Premium Rule
02/01/17 New/Renew
AMMA130654504

Rule:

  • Motorcycle Rates (Electric Motorcycles)
10/01/16 New/Renew

AMMA130132248

+2%

Form/Rate/Rule
Form:

  • Coverage Selections Page – MZZ04023

Rates:

  • Motorcycle Rates
  • Auto Rates

Rules:

  • Rule 11. Premium Calculation Rule
  • Rule 19. Discounts
    • H. Multi-Line Discount
  • Rule 26. Additional Rating Factors
    • A. Driving Experience Factor
    • B. Limit/Vehicles Factor
    • C. Household Assessment Level Factors
  • Personal Vehicle Manual – Massachusetts Exception Page
  • Territory Definitions
  • Massachusetts High Theft Vehicle List

Markup of Changes
Explanatory Memorandum

03/01/16 New/Renew
AMMA130339667

Rule:

  • Rule 56. Merit Rating Plan
12/10/15 New/Renew
AMMA129467103

Rule

  • Electronic Delivery, billing and Premium  Payment Options:
    • A. All Electronic Delivery
    • B. Billing
    • C. Premium Payment Options
    • D. AutoPay
    • E. Additional Charges

Mark up of Changes

10/27/14

AMMA129359645

-4.9%

Form/Rate/Rule
Form & Endorsements:

  • Application – MA AUTOAP5
  • Coverage Selections Page – MZZ04022
  • Additional Information

Manual Rules:
Rule:

  • Rule 11. Premium Calculation
  • Rule 19. Discounts:
    • F. Safety Equipment Discount:
      • 2. Electronic Stability Control Discount
      • 3. Adaptive Headlights Discount
      • 4. Forward Collision Warning Systems Discount
      • H. Multi-Line Discount
      • J. Loyalty
  • Rule 26. Additional Rating Factors
    • A. Driving Experience Factor – For Other Than the Basic Coverage Package
    • B. Driving Experience Factor – For the Basic Coverage Package
    • C. Limit/Vehicles Factor
    • D. Household Assessment Level Factors
  • Rule 56. Merit Rating Plan

Rates:

  • Motorcycle Rates
  • PPA Rates and Merit Rating

Mark up of Changes

09/01/14 New/Renew
AMMA129322924

Forms & Endorsements:

  • Medical Payments Endorsement
  • Private Passenger Endorsement Index
  • Private Passenger Forms Indes
06/01/14 New/Renew
AMMA129175962

Forms & Endorsements:

  • Private Passenger Endorsement Index
  • Private Passenger Forms Index
02/01/14 New/Renew
AMMA129045745

Forms & Endorsements:

  • MA Auto Application
  • MA Coverage Selections Page
11/01/13 New/Renew
AMMA128961509 Payment Plan

10/01/13 New/Renew

AMMA128721827

Rules: 11, 19, 26
Rates
Forms & Endorsements:

  • MA Auto Application 
08/01/13 New/Renew
AMMA128036804

Forms & Endorsements:

  • Amendment of Policy Provisions - ACV  
07/01/12 New/Renew

AMMA127709550

+5%

Forms & Endorsements:

  • Application

Rates
Rules: 19, 26, 
Premium Payment Options 
High Theft Vehicle List

05/01/12 New/Renew
AMMA127928799

Forms & Endorsements:

  • Surcharge Notice
02/01/12 New/Renew
AMMA127619665

Forms & Endorsements:

  • Amendatory Endorsement - ACV
04/01/12 New/Renew
AMMA127113541

Forms & Endorsements:

  • Certificate of Insurance
9/01/11 New/Renew
AMMA126945146

Forms & Endorsements:

  • Coverage Selections Page

08/01/11 New

06/01/11 Renew

AMMA126888068

Forms & Endorsements:

  • Annual Mileage Discount
04/01/11 New/Renew
AMMA126828098 Rules: 11, 19  04/01/11 New/Renew
AMMA126824583 Premium Payment Options 04/01/11 New/Renew
AMMA126815439

Forms & Endorsements:

  • Auto Application
04/01/11 New/Renew
AMMA126710691
+6.5% 

Forms & Endorsements:

  • Amendment of MA Auto Policy
  • Coverage Selections Page

Rating Territories
Rates
Rules: 19, 26, 55, 
Premium Payment Options
High Theft Vehicle List
Complete Manual 

02/01/11 New/Renew
AMMA126681442 Complete Manual
Rules: 20, 21, 22, 25, 32, 40, 41, 45, 50, 55
Misc. Rating Factors
Misc. Motor Vehicles
12/01/10 New/Renew
AMMA126610620 Premium Payment Options 10/01/10 New/Renew
AMMA126606859 Premium Payment Options

09/19/10 New/Renew

AMMA126490114

Forms & Endorsements:

  • Amendment of Policy Provisions
07/01/10 New/Renew

AMMA126228361

Complete Manual
Rules: 20, 21, 22, 25, 34, 40, 41, 45, 50 
Misc. Ratng Factors
Misc. Motor Vehicles
Rates

01/01/10 New/Renew

AMMA126213104
   +3.2%

Complete Manual
Rules: 4,  8, 10, 11, 14, 18, 19, 20, 22, 26, 28, 30, 31, 32, 34, 39, 40, 41, 44, 45, 46, 47, 49, 50, 54, 55, 56
Misc. Rating Factors
Rates
12/01/09 New/Renew
AMMA126205832

Form/Rate/Rule

Form:

  • Amendment of Massachusetts Automobile Policy – MA 00 66 11 09
  • Identity Fraud Protection – MA 00 72 10 09
  • Good Driving Rewards – MA 00 68 10 09
  • Coverage Selections Page – MA228209
  • Application for Insurance – MAAUTOAP
  • Substitute Transportation – Prestige Rental Coverage – MA 00 71 11 09

Rule:

  • Massachusetts Exception Page
    • Good Driving Rewards Program
    • Platinum Package Discount
    • Identity Fraud Protection

Rate:

  • Increased Limits Factors and Flat Rates
11/01/09 New/Renew

AMMA125804749

Complete Manual
Rules: 19, 26
02/01/09 New/Renew

AMMA125608238

Forms & Endorsements:

  • Surcharge Notice
07/01/08 New/Renew
Initial Filing 
 -7.9%
Complete Manual  04/01/08 New/Renew

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