Berkley Insurance Company

As of June 2020

The following are the filings made by Berkley Insurance Company.

Filing No./Overall Rate Indication Materials Included Effective Date

BKON132294387

-12.7%

Rate:

  • Rate 110:  Private Passenger Auto Base Rates (Rule 306)
  • Rate 535: Extra Risk Factor (Rule 313)

Comparison

06/17/20 New

09/15/20 Renew

BKON131741093

Form/Rate/Rule

Form:

  • Auto Suite Policy – PA B1 0003 (06/19)
  • Single Underinsured Motorists Limit – Massachusetts - PA B1 0005 MA (12/18)
  • Single Uninsured Motorists Limit – Massachusetts – PA B1 0006 NA (12/18)
  • Single Liability Limit – PA B1 0007 (06/19)
  • Loss Payable Clause – PA B1 0009 (06/19)
  • Auto Suite Glass Endorsement – PA B1 0010 (06/19)
  • Auto Suite One Endorsement – Massachusetts – PA B1 0011 MA (12/18)
  • Auto Suite GAP Endorsement – PA B1 0012 (06/19)
  • Named Driver Exclusion Endorsement – PA B1 0013 (06/19)
  • Named Non-Owner Coverage – Massachusetts – PA B1 0018 (12/18)
  • Auto Suite Recreation Endorsement – PA B1 0020 (06/19)
  • Auto Suite Snowmobile Endorsement – PA B1 0022 (06/19)
  • Additional Insured – Lessor – PA B1 0027 (06/19)
  • Ridesharing Coverage – Massachusetts – PA B1 0028 (12/18)
  • Auto Suite Course Endorsement – PA B1 0029 (06/19)
  • Entity or Trust Endorsement – PA B1 0030 (05/19)
  • Reinstatement of Insurance – PA B1 0032 (12/17)
  • Auto Suite Hitch Endorsement – PA B12 0033 (06/19)
  • Additional Named Insured – PA B1 0035 (01/18)
  • Suspension of Insurance (PA B1 0036 (06/19)
  • Roadside Assistance Coverage Endorsement – PA B1 0037 (06/19)
  • United States Treasury Department’s Office of Foreign Assets Control (“OFAC”) Advisory Notice to Policyholders – PHN 0003 (01/18)
  • Privacy Notice – Massachusetts – PHN 0004 MA (06/19)
  • Massachusetts Amendatory Endorsement – PA B1 1000 MA (12/18)
  • Limited Collision Coverage – Massachusetts – PA B1 1032 MA (12/18)
  • Massachusetts Auto Suite Policy Declarations – PA B1 DEC MA (12/18)
  • Uninsured Motorists Coverage – Massachusetts – PA B1 1003 MA (12/18)
  • Underinsured Motorists Coverage – Massachusetts – PA B1 0023 MA (12/18)
  • Personal Injury Protection Coverage – Massachusetts – PA B1 1006 MA (12/18)
  • Comprehensive Coverage Glass Endorsement – Massachusetts – PA B1 1036 MA (12/18)
  • Ways to Save on Your Automobile Insurance – PHN 0104 MA (12/18)
  • Important Notice.  Massachusetts Uninsured/Underinsured Motorists Notice – PHN 0105 MA (12/15)
  • Compulsory Motor Vehicle Liability Coverage – Massachusetts – PA B1 1033 MA (12/18)
  • Collision Coverage Waiver of Deductible – Massachusetts – PA B1 1034 MA (12/18)
  • Fire, Theft or Larceny Coverage – Massachusetts – PA B1 1035 MA (12/18)
  • Massachusetts Auto Suite Application – PA B1 APP MA (12/18)

Rate:

  • Rate 100: Private Passenger Auto Rating Algorithm (Rule 101)
  • Rate 101: Motor Homes Rating Algorithm (Rule 503)
  • Rate 102: Recreational Trailers Rating Algorithm (Rule 504)
  • Rate 103: Motorcycles and Other Similar Vehicles Rating Algorithm (Rule 505)
  • Rate 104: Snowmobiles and All-Terrain Vehicles Rating Algorithm (Rule 506)
  • Rate 105: Dune Buggies Rating Algorithm (Rule 507)
  • Rate 106: Golf Carts and Low Speed Vehicles Rating Algorithm (Rule 508)
  • Rate 107: Collector Autos and Other Trailers Rating Algorithm (Rule 509)
  • Rate 108: Named Non-Owner Rating Algorithm (Rule 005)
  • Rate 110: Private Passenger Auto Base Rates (Rule 306)
  • Rate 120: Miscellaneous Vehicle Base Rates (Rule 502)
  • Rate 130: Vehicle Type (Rule 501)
  • Rate 140: Territory (Rule 307)
  • Rate 150: Private Passenger Auto, Motor Homes, and Motorcycles Tier Factors (Rule 405)
  • Rate 160: Rated Driver Assignment (Rule 102)
  • Rate 170: Driver Composite Factors (Rule 201)
  • Rate 171: Primary Use Class Composite (Rule 201)
  • Rate 172: Secondary Use Class Composite (Rule 201)
  • Rate 180: Years Licensed (Rule 202)
  • Rate 190: Good Student Discount (Rule 203)
  • Rate 200: Driver Training Discount (Rule 204)
  • Rate 210: Occasional Operator Discount (Rule 205)
  • Rate 220: Away at School Discount (Rule 206)
  • Rate 230: Advanced Age Discount (Rule 207)
  • Rate 250: Merit Rating Adjustment (Rule 209)
  • Rate 270: Unverifiable Driver Record Surcharge (Rule 211)
  • Rate 290: Increased BI/PD/MP Limit Factors (Rule 401)
  • Rate 291: Increased UM Limit Factors (Rule 401)
  • Rate 300: Deductibles (Rule 308)
  • Rate 301: PIP Deductible (Rule 413)
  • Rate 302: Waiver of Collision Deductible (Rule 316)
  • Rate 305: Annual Mileage (Rule 314)
  • Rate 310: Liability Symbol Algorithm (Rule 309.1)
  • Rate 311: RAPA Liability Symbol Factors - Character One and Character Two (Rule 309.1)
  • Rate 320: Physical Damage Symbol Algorithm (Rule 309.2)
  • Rate 321: RAPA Physical Damage Symbol Factors - Character One and Character Two (Rule 309.2)
  • Rate 322.1: PPA Liability Model Year Factors (Rule 309.1)
  • Rate 322.2: PPA Physical Damage Model Year Factors (Rule 309.2)
  • Rate 322.3: Miscellaneous Vehicle Model Year Factors (Rule 309.2)
  • Rate 323: High Performance Vehicle Surcharge (Rule 309.3)
  • Rate 330: PPA Agreed Value Additive Amount (Rule 309.4)
  • Rate 335: Miscellaneous Vehicles Agreed Value Additive Amount (Rule 309.4)
  • Rate 340: Motor Homes & Recreational Trailers - Price New Factor (Rule 503)
  • Rate 350: Vehicle Usage (Rule 305)
  • Rate 360: Years Clean Discount (Rule 404)
  • Rate 370: Household Composition Factor (Rule 403)
  • Rate 380: Multi-Policy Discount (Rule 402)
  • Rate 390: Anti-Theft Discount (Rule 301)
  • Rate 400: Electronic Stability Control Discount “ESC” (Rule 302)
  • Rate 410: Passive Restraint Discount (Rule 303)
  • Rate 415: Excess Vehicle Discount (Rule 315)
  • Rate 430: Auto Suite GAP Endorsement (Rule 005)
  • Rate 440: Vehicle Ownership Discount (Rule 310)
  • Rate 450: Motorcycle Symbol (Rule 512)
  • Rate 460: Multi-Bike Discount (Rule 510)
  • Rate 470: Motorcycle Liability Adjustment (Rule 511)
  • Rate 480: Snowmobile/ATV Deductible Rate (Rule 513)
  • Rate 490: Dune Buggy Deductible Rate (Rule 514)
  • Rate 500: Golf Cart and Low Speed Vehicle Deductible Rate (Rule 515)
  • Rate 510: Collector Auto Liability Rate (Rule 516)
  • Rate 511: Collector Auto Deductible Rate (Rule 517)
  • Rate 512: Collector Auto Multi-Vehicle Factor (Rule 518)
  • Rate 514: Collector Auto Usage (Rule 519)
  • Rate 515: Collector Auto Modification Factor (Rule 520)
  • Rate 516: Collector Auto Storage Type Factor (Rule 521)
  • Rate 517: Collector Auto Model Year Factor (Rule 522)
  • Rate 520: Good Payer Discount (Rule 407)
  • Rate 530: Paid In Full Discount (Rule 408)
  • Rate 535: Extra Risk Factor (Rule 313)
  • Rate 540: Named Non-Owner Coverage (Rule 005)
  • Rate 550: Fire, Theft, or Larceny Coverage (Rule 317)
  • Rate 560: Expense Fees (Rule 311)
  • Rate 565: Roadside Assistance (Rule 312)
  • Rate 580: Net of Commission Pricing (Rule 409)
  • Rate 590: Policy Term (Rule 002)

Rule:

Manual of Rules

Rule Section 000: General Rules

  • Rule 001: Definitions
  • Rule 002: Policy Term
  • Rule 003: Policy Changes
  • Rule 004: Cancellations
  • Rule 005: Coverages
  • Rule 006: Fees
  • Rule 007: Payment Plans

Rule Section 100: Private Passenger Auto Rating Algorithm

  • Rule 101: Private Passenger Auto Rating Algorithm
  • Rule 102: Driver Assignment Algorithm

Rule Section 200: Driver Level Rules

  • Rule 201: Driver Composite
  • Rule 202: Years Licensed
  • Rule 203: Good Student Discount
  • Rule 204: Driver Training Discount
  • Rule 205: Occasional Operator Discount
  • Rule 206: Away at School Discount
  • Rule 207: Advanced Age Discount
  • Rule 208: Reserved for Future Use
  • Rule 209: Merit Rating Adjustment
  • Rule 210: Reserved for Future Use
  • Rule 211: Unverifiable Driver Record Surcharge

Rule Section 300: Vehicle Level Rules

  • Rule 301: Anti-Theft Discount
  • Rule 302: Electronic Stability Control Discount
  • Rule 303: Passive Restraint Discount
  • Rule 304: Reserved for Future Use
  • Rule 305: Vehicle Usage
  • Rule 306: Private Passenger Auto Base Rates
  • Rule 307: Territory
  • Rule 308: Deductibles
  • Rule 309: Symbols
  • Rule 309.1: ISO Liability Symbols
  • Rule 309.2: ISO Physical Damage Symbols
  • Rule 309.3: High Performance Vehicles
  • Rule 309.4: Agreed Value
  • Rule 310: Vehicle Ownership Discount
  • Rule 311: Expense Fees
  • Rule 312: Roadside Assistance
  • Rule 313: Extra Risk Factor
  • Rule 314: Annual Mileage
  • Rule 315: Excess Vehicle Discount
  • Rule 316: Waiver of Collision Deductible
  • Rule 317: Fire, Theft, or Larceny Coverage

Rule Section 400: Policy Level Rules

  • Rule 401: Limits
  • Rule 402: Multi-Policy Discount
  • Rule 403: Household Composition Factor
  • Rule 404: Years Clean Discount
  • Rule 405: Tier
  • Rule 406: Reserved for Future Use
  • Rule 407: Good Payer Discount
  • Rule 408: Paid In Full Discount
  • Rule 409: Net of Commission Pricing
  • Rule 410: Special Rates and Conditions
  • Rule 411: Reserved for Future Use
  • Rule 412: Reserved for Future Use
  • Rule 413: PIP Deductibles

Rule Section 500: Miscellaneous Vehicle Rules

  • Rule 501: Vehicle Type
  • Rule 502: Miscellaneous Vehicle Base Rates
  • Rule 503: Motor Homes
  • Rule 504: Recreational and All Other Trailers
  • Rule 505: Motorcycles and Other Similar Vehicles
  • Rule 506: Snowmobiles and All-Terrain Vehicles
  • Rule 507: Dune Buggies
  • Rule 508: Golf Carts and Low Speed Vehicles
  • Rule 509: Collector Autos
  • Rule 510: Multi-Bike Discount
  • Rule 511: Motorcycle Liability Adjustment
  • Rule 512: Motorcycle Symbol
  • Rule 513: Snowmobile/ATV Deductible Rate
  • Rule 514: Dune Buggy Deductible Rate
  • Rule 515: Golf Cart and Low Speed Vehicle Deductible Rate
  • Rule 516: Collector Auto Liability Rate
  • Rule 517: Collector Auto Deductible Rate
  • Rule 518: Collector Auto Multi-Vehicle Factor
  • Rule 519: Collector Auto Usage
  • Rule 520: Collector Auto Modification Factor
  • Rule 521: Collector Auto Storage Type Factor
  • Rule 522: Collector Auto Model Year Factor

Appendix: Forms Index

Markup of Changes

11/19/19 New

Initial Filing

Contact MAIA

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