Citizens/Hanover Filings

As of February 2019

The following are the filings made by Citizens/Hanover.

Filing Identification No./Overall Impact Materials Included Effective Date

HNVR131762422

+3%

Rate:

  • Increased Limits Factors – PD
  • Annual Base Rates

Markup of Changes

04/01/19 New/Renew 

HNVR131795160

Groups

04/19
 HNVX131425524

Form/Rate/Rule

Form:

Now Using the ISO Personal Auto Policy

  • Personal Auto Policy – PP 00 01 01 05
  • Federal Employees Using Autos in Government Business – PP 03 01 08 86
  • Loss Payable Clauses – PP 03 05 08 86
  • Trailer/Camper Body Coverage (Maximum Limit of Liability) – 231-6470 08 18
  • Single Liability Limit – PP 03 09 01 05
  • Excess Electronic Equipment Coverage – 231-6474 08 18
  • Excess Custom Equipment Coverage – 231-6473 08 18
  • Additional Insured – Lessor – PP 03 19 08 86
  • Snowmobile Endorsement – 231-6490 08 18
  • Miscellaneous Type Vehicle Endorsement – PP 03 23 01 05
  • Miscellaneous Type Vehicle Amendment  (Motor Homes) – 231-6477 08 18
  • Auto Loan/Lease Coverage – PP 03 35 09 93
  • Single Uninsured Motorists Limit – 231-6469 08 18
  • Single Underinsured Motorist Limit – PP 04 02 06 98
  • Personal Injury Protection Coverage – Massachusetts  - PP 05 75 05 17
  • Coverage for Damage to Your Auto Exclusion Endorsement – PP 13 01 12 99
  • Trust Endorsement – PP 13 03 01 05
  • Custom Equipment Exclusion Endorsement – PP 13 06 01 09
  • Collision Coverage Waiver of Deductible – Massachusetts – PP 13 08 04 12
  • Compulsory Motor Vehicle Liability Coverage – Massachusetts – PP 13 14 01 10
  • Other Than Collision Coverage Glass Options – Massachusetts – PP 13 17 04 12
  • Joint Ownership Coverage – Massachusetts – PP 13 18 04 12
  • Underinsured Motorists Coverage – Massachusetts – PP 14 18 01 10
  • Uninsured Motorist Coverage – Massachusetts – PP 14 19 01 10
  • Amendment of Policy Provisions – Massachusetts – 231-6353 08 18
  • Optional Limits Transportation Expense – 231-6382 08 18
  • Roadside Assistance Coverage  Endorsement – 231-6439 08 18
  • Extended Non-Owned  Coverage Endorsement – Vehicles Furnished or Available for Regular Use – 231-6475 08 18
  • Limited Collision Coverage – Massachusetts – 231-6352 08 18
  • Named Driver Vehicle Exclusion Endorsement  - Massachusetts – 231-6377 08 18
  • Named Driver Exclusion Endorsement – Massachusetts – 231-6380 08 18
  • Connections Auto Drivesmart Advantage – 231-6378 08 18
  • Travel Right Endorsement – 231-6471 08 18
  • Reassurance Plus Endorsement – 231-6342 08 18
  • Rental Coverage Upgrade Endorsement – 231-6468 08 18
  • Home Care Services Endorsement – 231-6338 08 18
  • Maintenance of Existing Auto Insurance – 231-6476 08 18
  • Platinum  Auto Essential – 231-6478 08 18
  • Platinum Auto Advantage – 231-6379 08 18
  • Platinum Auto Elite – 231-6344 08 18
  • Auto Agreed Value Coverage – 231-6472 08 18
  • Prestige  Global Rental Coverage – 231-6479 08 18
  • Prestige Lifetime Original Equipment Manufacturer – 231-6480 08 18
  • Prestige Rental Upgrade – 231-6482 08 18
  • Prestige Travel Companion – 231-6483 08 18
  • Prestige New Car Extender – 231-6481 08 18
  • Parentchoice Endorsement – 231-6431 08 18
  • Signature page – SIG-1100 11 17
  • Declarations  Personal Automobile Policy – 231-6532 08 18
  • Change Endorsement – PP 03 10 08 86

Rates/Factors:

  • 1 Driver Class Factor
  • 2 Number of Speeds
  • 3 Number of Minor Violations
  • 4 Number of DUI Violations
  • 5 Number of Major Violations
  • 6 Number of Accidents
  • 7 Number of Other Incidents
  • 8 Driver / Incident Matrix
  • 9a Household Structure Decode ‐ Tier
  • 9b Household Structure Decode ‐ Excluded Driver
  • 9c Household Structure Decode ‐ Non Rated Operator
  • 9d Household Structure Decode ‐ Not Licensed
  • 9e Household Structure Decode ‐ Learner Permit
  • 9f Household Structure Decode ‐ Inexperienced Operator
  • 9g Household Structure Decode ‐ Child Parent
  • 9h Household Structure Decode ‐ Driver Count
  • 9i Household Structure Decode ‐ Vehicle Count
  • 9j Household Structure
  • 10 Base and Endorsement Rates
  • 11 UW Tier
  • 12 Territory Definitions
  • 13 Garaging Territory
  • 14a Vehicle Characteristics ‐ Anti Lock Brakes
  • 14b Vehicle Characteristics ‐ Base Price
  • 14c Vehicle Characteristics ‐ Curb Weight
  • 14d Vehicle Characteristics ‐ Daytime Running Lights
  • 14e Vehicle Characteristics ‐ Forward Collision
  • 14f Vehicle Characteristics ‐ Horsepower
  • 14g Vehicle Characteristics ‐ Horsepower per Ton
  • 14h Vehicle Characteristics ‐ Vehicle Make
  • 14i Vehicle Characteristics ‐ Anti Theft
  • 14j Vehicle Characteristics ‐ Passive Restraint
  • 14k Vehicle Characteristics ‐ Vehicle Score
  • 14l Vehicle Characteristics ‐ Segmentation
  • 14m Vehicle Characteristics ‐ Body Style
  • 15a Stated Amount
  • 15b Agreed Value
  • 16 Model Year
  • 17a Bodily Injury Limits
  • 17b Combined Single Limit Limits
  • 17c Property Damage Limits
  • 17d Medical Limits
  • 17e Uninsured Bodily Injury Limits
  • 17f Uninsured Combined Single Limit Limits
  • 17g Underinsured Bodily Injury Limits
  • 17h Underinsured Combined Single Limit Limits
  • 17i Rental Limits
  • 17j Excess Custom Equipment Limits
  • 17k Excess Electronic Equipment Limits
  • 17l Global Rental Limits
  • 17m Personal Injury Limits
  • 18a Comprehensive Deductibles
  • 18b Collision Deductibles
  • 18c Limited Collision Deductibles
  • 19 Core Discount
  • 20 Coverage Composition
  • 21 Anti‐Theft
  • 22 Vehicle Use
  • 23 Advantage
  • 24 Unacceptable Risk
  • 25 Unacceptable Vehicle
  • 26 Vehicle Type
  • 27 Mature Driver Discount
  • 28 Hanover Family Discount
  • 29 Smart Path Discount
  • 30 Careful Driver Discount
  • 31 Annual Mileage Discount
  • 32 ParentChoice
  • 33 Prestige New Car Extender
  • 34 Prestige Lifetime OEM
  • 35 Vehicle Age
  • 36 Prestige Discount
  • 37 Term
  • 38 Inexperienced Operator Discount
  • 39a Advanced Quote Modifier Decode ‐ Tier
  • 39b Advanced Quote Modifier Decode ‐ Group Indicator
  • 39c Advanced Quote Modifier Decode ‐ Day Group
  • 39d Advanced Quote Modifier Decode ‐ Vehicle Type
  • 39e Advanced Quote Modifier Decode ‐ Company Group
  • 39f Advanced Quote Modifier
  • 40 Expense Fee
  • 41 Rate Capping

Rules:

Common Rules:

  • C1 Definition of Vehicle Types and Permitted Named Insured
  • C2 Unacceptable Risks
  • C3 Reserved for Future Use
  • C4 Hanover Platinum Protection
  • C5 Prestige Auto
  • C6 Special State Requirements

Money Rules:

  • M1 Cancellation Effective Dates/Times
  • M2 Reserved for Future Use
  • M3 Reserved for Future Use
  • M4 Return Premium Calculation on Cancelled Policies

Risk Rules:

 

  • R1 Policy Period
  • R2 Town Code Level Rating
  • R3 Residence Classification
  • R4 Summary of Coverages Offered
  • R5 Liability Increased Limits
  • R6 Uninsured/Underinsured Motorist Limits
  • R7 Account Credit
  • R8 Physical Damage Deductibles
  • R9 Medical Payments Limits
  • R10 Multi-Car Discount
  • R11 Paid-in-Full Discount
  • R12 Property Insurance Discount
  • R13 Reserved for Future Use
  • R14 Underwriting Criteria for Determining Underwriting Tier
  • R15 Reserved for Future Use
  • R16 Reserved for Future Use
  • R17 Reserved for Future Use
  • R18 Reserved for Future Use
  • R19 Average Driver Factor
  • R20 Household Structure Factor
  • R21 Reserved for Future Use
  • R22 Motor Vehicle Record Requests
  • R23 Reserved for Future Use
  • R24 Reserved for Future Use
  • R25 Reserved for Future Use
  • R26 Personal Injury Protection
  • R27 Reserved for Future Use
  • R28 Reserved for Future Use
  • R29 Hanover/Citizens as Proof of Prior
  • R30 Reserved for Future Use
  • R31 Reserved for Future Use
  • R32 Reserved for Future Use
  • R33 Mature Driver Discount
  • R34 Reserved for Future Use
  • R35 Reserved for Future Use
  • R36 Reserved for Future Use
  • R37 Reserved for Future Use
  • R38 Reserved for Future Use
  • R39 Book Transfer Rate Stabilization
  • R40 Reserved for Future Use
  • R41 Transition Modification Rule
  • R42 Reserved for Future Use
  • R43 Reserved for Future Use
  • R44 Reserved for Future Use
  • R45 Reserved for Future Use
  • R46 Student Away at School Discount
  • R47 Good Student Discount
  • R48 Reserved for Future Use
  • R49 Reserved for Future Use
  • R50 Renewal Rate Capping
  • R51 Reserved for Future Use
  • R52 Advanced Quote Modification Factor
  • R53 Reserved for Future Use
  • R54 Reserved for Future Use
  • R55 Hanover Family Discount
  • R56 Reserved for Future Use
  • R57 Reserved for Future Use
  • R58 Teen Driver Improvement Discount
  • R59 SmartPath Discount
  • R60 ParentChoice
  • R61 Reserved for Future Use
  • R62 Reserved for Future Use
  • R63 Reserved for Future Use
  • R64 Reserved for Future Use
  • R65 Reserved for Future Use
  • R66 Coverage Composition Factor
  • R67 Annual Mileage Factor

Operator Rules

  • O1 Operator Definition
  • O2 Operator Classification
  • O3 Driving Incidents
  • O4 Reserved for Future Use
  • O5 Named Operator Exclusions
  • O6 Operator-Related Discounts
  • O7 Unverifiable Driving Record and Foreign Driver's License
  • O8 Undisclosed Operator Surcharge

Property Rules

  • P1 Vehicle Use Definitions
  • P2 Vehicle Use Factor
  • P3 Vehicle Characteristics Score
  • P4 Stated Amount and Agreed Value
  • P5 Excess Custom Equipment Coverage and Excess Electronic Equipment Coverage
  • P6 Model Year
  • P7 Model Year Factor
  • P8 Optional Limits Transportation Expense Coverage
  • P9 Reserved for Future Use
  • P10 Vehicle Equipment Discounts
  • P11 Loan/Lease Payoff Coverage
  • P12 Unacceptable Vehicle Surcharge
  • P13 Trailers
  • P14 Vehicle Type Factor
  • P15 Reserved for Future Use
  • P16 Reserved for Future Use
  • P17 Reserved for Future Use
  • P18 Connections DriveSmart Advantage Endorsement
  • P19 Travel Right Endorsement
  • P20 Reassurance Plus Endorsement
  • P21 Reserved for Future Use
  • P22 Home Care Services Endorsement
  • P23 Rental Coverage Upgrade Endorsement
  • P24 Roadside Assistance Coverage Endorsement
  • P25
  • Extended Non Owned Auto Coverage Endorsement – Vehicles Furnished or Available for
  • Regular Use
  • P26 Reserved for Future Use
  • P27 Reserved for Future Use
  • P28 Reserved for Future Use
  • P29 Platinum Auto Essential
  • P30 Platinum Auto Advantage
  • P31 Platinum Auto Elite
  • P32 Maintenance of Existing Auto Insurance
  • P33 Reserved for Future Use
  • P34 Reserved for Future Use
  • P35 Glass Deductible Options
  • P36 Prestige Global Rental Coverage
  • P37 Prestige Rental Upgrade
  • P38 Prestige Travel Companion
  • P39 Prestige Lifetime Original Equipment Manufacturer
  • P40 Prestige New Car Extender
  • P41 Reserved for Future Use
  • P42 Reserved for Future Use
  • P43 Reserved for Future Use
  • P44 Reserved for Future Use
  • P45 Reserved for Future Use
  • P46 Pre-Insurance Inspection Program
  • P47 Additional Interests
08/13/18 New/Renew 

HNVR131525818

+2%

Rate:

  • Annual Base Rates

10/01/185 New/Renew

HNVR131374230

Groups

04/18

HNVR131250853

+2%

Rate/Rule

Rate:

  • Physical Damage Symbol by Model Year
  • Increased Limit Factors – Property Damage
  • Annual Base Rates

Rule:

  • Rule 56 Merit Rating Plan
    • Increased Thresholds

Markup of Changes

04/01/18 New

03/01/18 Renew

HNVXG131065779

Rate:

  • Merit Rating Plan
  • Physical Damage Symbol by Model Year
  • Increased Limits Factors – Property Damage
  • Annual Base Rates
Markup of Changes

11/01/17 New

10/01/17 Renew 

 HNVXG131101356

Rule:

  • Rule 60. Hanover Family Discount

Markup of Changes

09/01/17 New/Renew 
HNVXG131025443

Form/Rule

Form:

  • Connections DriveSmart Advantage – Massachusetts – 231-2644 (07-17)

Rule:

  • Private Passenger Endorsement Index

Markup of Changes

07/02/17 New/Renew
HNVXG130946022

Rule:

  • Transition Rating Factors/Rules for Encompass Business
07/01/17 New/Renew
HNVXG130946007

Form/Rate/Rule

Form:

  • Extended Non-Owned Automobile Endorsement – 231-6272 07 17

Rule:

  • Rule 56. Extended Non-Owned Automobile Endorsement 231-6272
07/01/17 New/Renew
HNVXG130902873 Groups 04/17

HNVXG130799362

+5%

Rate/Rule:

Rates:

  • Physical Damage Symbol by Model Year
  • Increased Limit Factors – Property Damage
  • Annual Base Rates

Markup of Changes
Explanatory Memorandum

04/01/17 New
03/01/17 Renew 
HNVXG130754556

Rule:

  • Rule 19. Discounts
    • Advanced Quote Discount

Markup of Changes

03/04/16 New/Renew
HNVXG130698496

Form:

  • Coverage Selections Page (Removed SDIP Discount – no longer use SDIP to produce Rate)
02/01/17 New
12/01/16 Renew 
HNVXG130633760

Rate/Rule:

Rate:

  • Advance Quote Modifier

Rule:

  • Discounts:
    • Advanced Quote Discount

Markup of Changes

02/01/17 New
12/01/16 Renew 
HNVXG130553614

Rate:

  • Territory Class Factors
  • PD Symbols model year
  • Core Discount Factors

Markup of Changes

10/01/16 New/Renew

HNVXG130487490
HNVXG130768340

Groups 04/16 New/Renew
11/16
HNVXG130443379

Citizens Ins. Co of America:

Effective April 3, 2016, we are adopting without alteration the rate symbol assignments that are currently on file with the Division as follows:

  • This update includes the ISO Circular SY-AA-2015-011.
  • This update includes the Massachusetts Circular dated December 31, 2015.
  • This update includes LPMP Circular LP-AA-2014-008

NOTHING TO POST WITH FILING

04/03/16 New/Renew

HNVXG130348667

+3.8%

Rates:

  • Annual Base Rates

Explanatory Memorandum

05/01/16 New
03/09/16 Renbew

HNVXG130365622

Rule:

  • Student Away at School Discount

Markup of Changes

02/01/16 New/Renew
HNVXG130348346

Rule:

Effective February 1, 2016, we are adopting without alteration the rate symbol assignments that are currently on file with the Division as follows:

  • This update includes the ISO Circular SY-AA-2015-007 & SY-AA-2015-008.
  • This update includes the Massachusetts Circular dated September 24, 2015 & October 30, 2015.
  • This update includes LPMP Circular LP-AA-2014-008

Nothing to post with this filing

02/01/16 New/Renew
HNVXG130206992

Form/Rate/Rule
Form:

  • Coverage Selections Page – Removed the Public Transit Discount

Rate:

  • Rate Order of Calculation
  • Other Discounts and Factors

Rule:

  • Rule 19. Discounts
    • Removed Public Transit

Markup of Changes

03/06/16 New
01/21/16 Renew 
HNVXG13028/0452

Rule:

In accordance with Massachusetts Division of Insurance Filing Guidance Notice 2010-D dated July 29, 2010, we are notifying the Division of Insurance via this informational filing of our adoption of rate symbol assignments.
  • Effective December 1, 2015, we are adopting without alteration the rate symbol assignments that are currently on file with the Division as follows:
  • This update includes the ISO Circular SY-AA-2015-006.
  • This update includes the Massachusetts Circular dated July 28, 2015.
  • This update includes LPMP Circular LP-AA-2014-008

Nothing To Post With This Filing

12/01/15 New/Renew
HNVXG130240520

Effective October 29, 2015, we are adopting without alteration the rate symbol assignments that are currently on file with the Division as follows:

  • This update includes the ISO Circular SY-AA-2015-005.
  • This update includes the Massachusetts Circular dated June 18, 2015.
  • This update includes LPMP Circular LP-AA-2014-008
  • We are utilizing R.L. Polk & Co. tape feed for the implementation of the rate symbol assignments. 

Nothing to Post with Filing

10/29/15 New/Renew

HNVXG130090625

+1.1%

Rate/Rule:
Rate:

  • Territory Class Factors
  • Physical Damage Symbol by Model Year
  • Annual Base Rates
  • Inexperienced Operator Discounts
  • Territory Definitions

Markup of Changes

10/01/15 New/Renew
HNVXG130175033

Rule:

Effective August 10,2015,we are adopting without alteration the rate symbol assignments that are currently on file with the Division as follows:
  • This update includes the ISO Circular SY-AA-2015-003 & SY-AA-2015-004.
  • This update includes the Massachusetts Circular dated March 31, 2015 & May 15, 2015.
  • This update includes LPMP Circular LP-AA-2014-008
  • We are utilizing R.L. Polk & Co. tape feed for the implementation of the rate symbol assignments.
  • In accordance with the Filing Guidance Notice, a filing fee is not required for this type of submission.

NOTHING TO POST WITH FILING

08/10/15 New/Renew
HNVG130020271

Rule:

Effective June 8, 2015, we are adopting without alteration the rate symbol assignments that are currently on file with the Division as follows:
  • This update includes the ISO Circular SY-AA-2015-002.
  • This update includes the Massachusetts Circular dated February 27, 2015.
  • This update includes LPMP Circular LP-AA-2014-008
  • We are utilizing R.L. Polk & Co. tape feed for the implementation of the rate symbol assignments.
  • In accordance with the Filing Guidance Notice, a filing fee is not required for this type of submission.

NOTHING TO POST WITH FILING

06/08/15 New/Renew
HNVXG130007137

Rule:

Effective April 20, 2015, we are adopting without alteration the rate symbol assignments that are currently on file with the Division as follows:

  • This update includes the ISO Circular SY-AA-2015-001.
  • This update includes the Massachusetts Circular dated January 12, 2015.
  • This update includes LPMP Circular LP-AA-2014-008
  • We are utilizing R.L. Polk & Co. tape feed for the implementation of the rate symbol assignments.
  • In accordance with the Filing Guidance Notice, a filing fee is not required for this type of submission. 

NOTHING TO POST WITH FILING

04/20/15 New/Renew

HNVXG129860901

Effective March 6, 2015, we are adopting without alteration the rate symbol assignments that are currently on file with the
  • Division as follows:
  • This update includes the ISO Circular SY-AA-2014-012.
  • This update includes the Massachusetts Circular dated October 31.
  • This update includes LPMP Circular LP-AA-2014-008
  • We are utilizing R.L. Polk & Co. tape feed for the implementation of the rate symbol assignments. 

NOTHING TO POST WITH FILING

03/06/15 New/Renew

HNVXG129979299
HNVXG129835573

Groups

04/15
01/15

HNVXG129813673

+5.1%

Rate/Rule
Rate:

  • Core Discount Factors
  • Annual Base Rates

Rule:
Manual

  • City of Boston Zip Codes
  • Rule 6. Out of State Garaging
  • Increased Limit Factors – Property Damage

Markup of Changes

Explanatory Memorandum

05/01/15 New
03/09/15 Renew 

HNVXG129453438

+4.2%

Form/Rate/Rule          Rate:

  • Hanover Category Factors
  • Hanover Structure Factor Table
  • Increased Limits Factors – Bodily Injury
  • Increased Limits Factors – Property Damage
  • Annual Base Rates
  • Inexperienced Operator Discounts (Rates)

Rules:

  • Manual of Rules
  • Rule 19. Discounts - Student Away at School Discount
  • Rule 26. Progression Rule – Modification Factors 

Mark up of Changes

12/15/14 New/Renew
HNVXG129824220

Rule:

In accordance with Massachusetts Division of Insurance Filing Guidance Notice 2010-D dated July 29, 2010, we are notifying the Division of Insurance via this informational filing of our adoption of rate symbol assignments.

 

Effective December 1, 2014, we are adopting without alteration the rate symbol assignments that are currently on file with the Division as follows:

  • This update includes the ISO Circulars SY-AA-2014-008, SY-AA-2014-009, SY-AA-2014-010, and SY-AA-2014-011.
  • This update includes the Massachusetts Circular dated July 17, 2014 & July 18, 2014 & September 10, 2014, and circular effective October 1, 2014.
  • This update includes LPMP Circulars LP-AA-2014-007 and LP-AA-2014-008
  • We are utilizing R.L. Polk & Co. tape feed for the implementation of the rate symbol assignments.

NOTHING TO POST WITH FILING

12/01/14 New/Renew
HNVXG129601734

Rule:

  • Reinstatement Fee
08/01/14 New/Renew
HNVXG129604882

Rule:

  • Payment Plans & Fees - PPA
08/01/14 New/Renew
HNVXG129604272

Rule:

  • Payment Plans & Fees - Motorcycle Program
08/01/14 New/Renew
HNVXG129422002 Groups 04/01/14 New/Renew
HNVXG129181114

Forms & Endorsements:

  • Citizens Ins. Co of American – Massachusetts Private Passenger Auto Rule Guide (Eff. 2/1/13)
  • Endorsement Index – Personal Vehicle Sharing Exclusion – M-0108-S (Ed. 10/13) added
02/01/14 New/Renew
HNVXG129271368

Rule:

  • Personal Auto Payment Plan
12/15/13 New/Renew
HNVXG129271326

Rule:

  • Motorcycle Program -Pay Plan
12/15/13 New/Renew
HNVXG129074853

Adopted ISO Rate Symbol Assignment

(NOTHING TO POST WITH FILING) 

08/04/13 New/Renew
HNVXG128959628 
+2.0%

Base Rate Changes
New MYS Factors
Reduction in PD Limits Factors 

08/01/13 New/Renew
HNVXG128901158 Adopted ISO Rate Symbol Assignment
(NOTHING TO POST WITH FILING) 
04/07/13 New/Renew

HNVXG128904342
Groups 04/01/13 New/Renew
HNVXG128613784 
+1.8%

Base Rates:

  • Category Factors
  • Territory Class Factors
  • Physical Damage Symbols by Model Year
  • Core Discount Factors
  • Annual Base Rates
  • Revised PIP Tier Factors
  • New Territory Definitions
  • Revised Roadside Assistance Endorsement & Rule
  • Core Discount Factors
Rule Guide with markup

12/15/12 Renew

01/01/13 New

HNVXG128728519

Adopted without alterations the rate symbol assignments that are currently on file with the DOI as follows:

  • ISO Circular SY-AA-2012-013 and SY-AA-2012-016.
  • LPMP Circular LP-AA-2012-007 and LP-AA-2012-005.

NOTHING TO POST WITH THIS FILING

12/01/12 New/Renew

HNVXG128411259

 

Effective June 15, 2012, we are adopting without alteration the rate symbol assignments that are currently on file with theDivision as follows:

  • This update includes ISO Circular SY-AA-2012-007.
  • This update includes LPMP Circular LP-AA-2012-004.
  • We are utilizing R.L. Polk & Co. tape feed for the implementation of the rate symbol assignments.
NOTHING TO POST WITH THIS FILING

06/15/12 New/Renew

HNVXG128238273 ISO Rate Symbol Adjustment -
NOTHING IN FILING TO POST 
04/12/12 New/Renew
HNVXG128078045 ISO Rate Symbol Adjustment -
NOTHING IN FILING TO POST 
02/09/12 New/Renew
HNVXG127957983 Installment Plan 04/28/12 New/Renew
HNVXG127957980 Installment Plan 04/28/12 New/Renew
HNVXG127886571 Rate Symol Assignment -
NOTHING IN FILING TO POST
02/27/12 New/Renew
HNVXG127848371 
+3%
Rate Factors
04/01/12 New/Renew
HNVXG127726272

Forms & Endorsements:

  • Coverage Selections Page ACV
04/01/12New/Renew
HNVXG127723282

Adoption of Rate Symbol Assignment
NO BACKUP TO POST W/FILING

10/21/11 New/Renew
HNVXG127390449 Rule 19 11/01/11 New/Renew
HNVXG127369813 Adopted ISO Rate Symbols
NO BACKUP TO POST
08/25/11 New/Renew
HNVXG127180301

Forms & Endorsements:

  • Coverage Selections Page
  • Supplemental Application
07/01/11 New/Renew
HNVXG127141586 Rate Factors 09/01/11 New
10/1/11 Renew
HNVXG127115408 Adopted ISO Symbol - NO BACKUP TO POST 04/15/11 New/Renew
HNVXG126996857 Adopted ISO Symbols - NOTHING TO POST 04/04/11 New/Renew
HNVXG126890292  
+3.8%

Rule: 19 
Rate Factors

03/01/11 New 04/01/11 Renew
HNVXG126833803 Installment Plan - Motorcycles 12/20/10 New/Renew
HNVXG126833620 Installment Plan 12/20/10 New/Renew
HNVXG126899462
HNVR126489505
Groups 12/01/10 New/Renew
04/01/10
HNVXG126845124 Adopted ISO Symbols - NOTHING TO POST 10/14/10 New/Renew
HNVXG126666840 

Forms & Endorsements:

  • Coverage Selections Page
09/26/10 New/Renew
HNVXG126655714   Symbols 09/16/10 New/Renew
HNVR126543844  

Forms & Endorsements:

  • Connection DriiveSmart
  • Connections DriveSmart Advantage
  • Connections Total Household Rewards
  • Rental Coverage Upgrade Endorsement
  • Misc. Type Vehicle Endsorment
  • Roadside Assistance Coverage Endorsement
  • Disclosure Notice
Rules 22, 41, 42, 43, 44, 48, 49
08/01/10 New/Renew
HNVR126533310 
+4.0%
Rates 06/08/10 New 05/23/10 Renew
HNVR09NOV03135  

Forms & Endorsements:

  • Policyholder Notice (MC)

Rates - Motorcycle
Rules: 19, 27, 28, 44 
Complete Manual 

12/19/09 New
01/15/10 
Renew

HNVR09JUL17454    
+3.7%

Category Factors
Rate order of Calculation

10/24/09 New
09/24/09 Renew
HNVR09MAR23986     Rates
Rule: 29
06/01/09 New/Renew
HNVRRULPPA115     Installment Plan 03/15/09 New/Renew

HNVR08DEC05538
+1.5%

Complete Manual
Rules: 2, 19, 48, 54
Forms & Endorsements:

  • Coverage Selections Page
02/23/09 Renew
03/23/09 New
HNVR117095

Forms & Endorsements:

  • Connectins DriveSmart Advantage
  • Connections DriveSmart
Rule 48
12/29/08 New/Renew
HNVR113734 
 -9.6%
Rate Factors 07/31/08 New
HNVR110949 Personal Auto Installment Plan 04/01/08New/Renew
HNVR110948 Motorcycle Installment Plan 04/01/08 New/Renew

Initial Filing 
-8.1%

Complete Manual

Forms  & Endorsements:

  • Additional Customized Equipment
  • LoanLease GAP Coverage
  • Connections DriveSmart
  • Connections DriveSmart Advantage
  • Ultimate Towing and
    Labor
  • Ultimate Rental
  • Second Change Accident Forgiveness
  • Educators Advantage
  • New Car Replacement Guard
  • Deductible Dividends
04/01/08 New

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