Esurance Insurance Company

As of November 2018

The following are the filings made by Esurance Insurance Company.

Filing  No./Overall Rate Indication Materials Included Effective Date
 ESUR131408101

Form:

  • Massachusetts Mandatory Endorsement - M-0099S (Ed. 12/16)

Markup of Changes

12/19/18 New/Renew 

ESUR131618844

Rule:

  • Symbol Assignment

09/22/18 New

10/21/18 Renew 

ESUR131495579

Groups

07/19/18 New

09/07/18 Renew

ESUR131408488

+4%

Rate/Rule

Rate:

  • Base Rates
  • Years Licensed Factor
  • Core Discount Factors
  • Discounts and Surcharges

Rule:

  • P43 – Rate Capping
  • D05 – Driving Record Points

Markup of Changes

06/06/18 New

07/26/18 Renew 

ESUR131330850

Rule:

  • P35 – DriveSense™Discount – No longer offered eff. 4/12/18.
  • B07-B12 – Reserved for Future Use
  • B13-Fee Table

04/12/18 New/Renew

ESUR131376669

Rule:

  • Payment Plan

Markup of Changes

03/18/18 New/Renew 
ESUR131243639

Rule:

  • D06 Driving Record Points (thresholds)

01/31/18 New

03/22/18 Renew

 ESUR131124681

Form:

  • Operator Exclusion Form – 5000 MA 04/17
01/04/18 New/Renew 

ESUR130949941

+8.2%

Rate

NOTHING TO POST WITH FILING.

06/14/17 New
08/03/17 Renew
ESUR130852748

Form:

  • MAP 2016 Edition – 1000 MA 01 17
07/12/17 New/Renew

ESUR130608551

Rule:

  • Symbols
08/10/16 New
09/29/16 Renew 

ESUR131061648

Groups

09/17

ESUR130557905

Groups

07/17 New
09/17 Renew 

ESUR130557624

+4%

Rate: Only Exhibits to post

  • Base Rates
  • Limit Factors
  • Discounts & Surcharges
08/10/16 New
09/29/16 Renew 
ESUR130468270

Form:

  • Adverse Decision Notice – 8190 MA 02 16

Markup of Changes

09/21/16 New/Renew
ESUR130374762

Form:

  • Massachusetts Automobile Insurance Policy – 1000MA12/15 (AIB 2015 Edition)
  • Important Notice – 8800 MA 12 15

Markup of Changes

07/13/16 New
08/27/16 Renew 

ESUR130296493

+9%

Rate:

  • P10-Tier

Markup of Changes

Filing Memorandum

02/03/16 New
03/24/16 Renew 
 ESUR130158286 

Forms:

  • Personal Automobile Insurance Application – APP (U) MA 07 15
  • Massachusetts Renewal Terms and Conditions Agreement, Esurance Insurance Company (Auto) – 8080 ® MA 07 15

Markup of Changes

11/11/15
ESUR130106312

Groups 07/19/15 New
09/07/15 Renew
ESUR129977721

Form:

  • DriveSense™ DISCOUNT PROGRAM – 7130 MA 03 15

Markup of Changes

09/23/15 New/Renew
ESUR130053626

Rule:

  • 2014 Model Year Vehicle Symbols

Markup of changes

07/22/15 New
09/10/15 Renew 

ESUR129831663

+5.8%

Rate:

  • Base Rates
  • Territory Factors
  • Years Licensed Factors
  • Garaging = Mailing Zip Code Factor

Rule:

  • P43-Rate Capping

Filing Memorandum

01/28/15 New
03/19/15 Renew 
ESUR129677212

Forms & Endorsements:

  • Esurance DriveSafe ® Program –  8700 MA 05/14
12/17/14 New/Renew
ESUR129403290

Forms & Endorsements:

  • Personal Vehicle Sharing Exclusion – M-108-S (Ed. 10/13)
  • Massachusetts Forms List – Current/New

10/01/14 New

ESUR129474384

Forms & Endorsements:

  • Policy Declarations Page – Personal Auto Policy – 7000 MA 02 14
  • MA Notice of Transfer of Insurer – 8810 MA 02 14
07/23/14 New/Renew

ESUR129560842
+4.1%

Rate: 

  • Base Rates
07/23/14 New
09/01/14 Renew 
ESUR129473784

Rule:

  • Symbols
  • Proposed vs. Current Symbol Comparison

07/23/14 New
09/01/14 Renew

ESUR129540657

Groups

07/19/14 New
09/07/14 Renew 

ESUR129441364

Forms & Endorsements:

  • Personal Automobile Insurance Application – APP (U) MA 02 14
  • Mark up of Changes

05/15/14 New
10/01/14 Renew 

ESUR129368249

Forms & Endorsements:

  • Medical Payments Endorsement – M-109-S
05/15/14 New
07/04/14 Renew 
ESUR128770845 

Manual of Rules:

Rule - General:

  • G01. Definition of Private Passenger Auto
  • G02. Reserved for Future Use
  • G03. Vehicle Inspections
  • G04. Binding
  • G05. Severe Weather Binding Restrictions
  • G06. Cancellation Rules
  • G07-G08. Reserved for Future Use

Rule—Policy:

  • P01. Policy Period
  • P02. Rating Territory
  • P03. Garaging=Mailing Zip Code Factor
  • P04. Named Operator Coverage
  • P05. Liability and Physical Damage Increased   Limits
  • P06. Physical Damage Deductibles
  • P07. Core Discounts
  • P08. Unacceptable Risk Rate
  • P09. Market Tier Classification
  • P10. Tier
  • P11. Reserved for Future Use
  • P12. Premium Calculation
  • P13. Minimum Premium Rule
  • P14. Lower Downpay Charge
  • P15-P19. Reserved for Future Use
  • P20. Base Rate
  • P21-P22. Reserved for Future Use
  • P23. Time at Residence Discount
  • P24. Future Effective Date Discount
  • P25. Paypal Discount
  • P26. Group Marketing Discount
  • P27. Fast 5 Discount
  • P28-P30. Reserved for Future Use
  • P31. Switch and Save ™ Discount
  • P32. Claim-Free Discount
  • P33. On-Time Payment Discount
  • P34. Emergency Roadside Service Discount
  • P35. Driving Device Discount
  • P36-P42. Reserved for Future Use
  • P43. Rate Capping
  • P44. Preferred Customer Discount

Rule—Driver:

  • D01. Reserved for Future Use
  • D02. Driver Vehicle Factor
  • D03. Reserved for Future Use
  • D04. Driver Classification
  • D05. Driving Records Points
  • D06. Financial Responsibility Filings
  • D07. Reserved for Future Use
  • D08. Permit Rating
  • D09. Reserved for Future Use
  • D10. Named Driver Exclusions
  • D11. Nature Driver Discount
  • D12. Good Student Discount
  • D13-D21. Reserved for Future Use
  • D22. Driver to Vehicle Assignment
Rule—Billing:
  • B01. Financial Responsibility Fee
  • B02. Installment Fee
  • B03. Late Payment Fee
  • B04. Reserved for Future Use
  • B05. Loss Payee Notification Fee
  • B06. Paper Document Fee
  • B07. Reserved for Future Use
  • B08. Driving Device Restocking Fee
  • B09-B12. Reserved for Future Use
  • B13. Fee Table
  • B14. Expense Constant
  • B15-B18. Reserved for Future Use

Rule—Vehicle:

  • V01. Symbols
  • V02. Vehicle Use Definitions
  • V03. Model Year
  • V04. Vehicle Use Charge
  • V05-V15. Reserved for Future Use
  • V16. Vehicle Title Transaction Factor

Rule—Coverage:

  • C01. Bodily Injury
  • C02. Optional Bodily Injury
  • C03. Damage to Someone Else’s Property
  • C04. Personal Injury Protection
  • C05. Medical Payments
  • C06. Uninsured/Underinsured Motorists Bodily Injury
  • C07. Other Than Collision, Collision and Limited Collision
  • C08. Carmatch Rental Coverage
  • C09. Towing and Labor
  • C10. Customized Parts and Equipment
  • C11. Loan/Lease Gap Coverage
  • C12. Agreed To Amount Coverage

Forms & Endorsements:

  • MA Mandatory Endorsement – M0099-S (ED. 9-11)
  • Transportation of Fellow Employees, Students or Others – M0004-S (ed 04/08)
  • Coverage for Anyone Renting an Auto to You Additional  Insured – Lessor -
    6200 MA 10 12
  • Operator Exclusion Form - 56000 MA 10 12
  • Waiver of Deductible - 6360 MA 10 12
  • Agreed Amount Coverage – Comprehensive – MPY- 0034-S (Ed. 04-08)
  • Glass Deductible – Comprehensive – 6370 MA 10 12
  • Amendment of Policy Provisions – Massachusetts:
    Part 10: Substitute Transportation  - Carmatch Rental Coverage ™ - 6300 MA 10 12
  • Amendment of Policy Provisions - Massachusetts: Part 11: Towing & Labor –
    6400 MA 10 12
  • Amendment of Policy Provisions - Massachusetts: Custom Parts & Equipment Coverage – 6410 MA 10 12
  • Amendment of Policy Provisions - Massachusetts:  Auto Loan/Lease Coverage –
    6420 MA 10 12
  • Policy Declarations Page – Personal Auto Policy – 7000 MA 10 12
  • 10. DriveSense ™ Discount Program –
    7130 MA 10 12
  • U.S. Treasury Department Office of Foreign Assets Control Advisory Notice –
    8150 MA 10 12
  • Adverse Decisions Notice – 8190 MA 10 12
  • Massachusetts Notice of Transfer of Insurer – 8810 MA 10 12
  • Personal Automobile Insurance Application – APP MA 12 12
  • Personal Automobile Insurance Application – APP (P) MA 12 12
  • Massachusetts Renewal Notice – 8080 (R)MA 12 12
  • Notice of Cancellation – MA CN XX 04 13
  • Notice of Nonrenewal – MA NR XX 04 13
  • Notice of Null Contract – MA NL XX 04 13
  • Notice of Rescission – MA RS XX 07 13
07/16/13  New   

ESUR128811081

Payment Plan

07/16/13 New

ESUR128813190
Group

07/16/13 New

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