Plymouth Rock Filings

As of February 2019

The following are the filings made by Plymouth Rock.

Filing No./Overall Rate Indication Materials Included Effective Date

PRAC131756526

PRAC131796836

PRAC131810391

PRAC131824977

Groups

01/19

01/19

04/19

04/19

PRAC131619265

+2.5%

Rate/Rule

Rate:

  • Base Rates
  • Factor Tables

Rule:

  • Rule 13. Merit Rating Plan
  • Rule 21. Household Structure
  • Rule 22. Market Type Determination

Markup of Changes

01/02/19 New/Renew 

PRAC131418536

+4%

Form/Rate/Rule

Form:

  • Policyholder Perks Endorsement – PRAC MA-102-08-18

Rates:

  • Base Rates by Coverage
  • Symbol Factors
  • Class- Territory Base Rates

Rules:

  • Rule 11. Premium Calculation
  • Rule 15. Additional Coverage Packages
  • Forms & Endorsement List

Markup of Changes

08/01/18 New/Renew 

PRAC131248152

Form:

  • Boston Bruins and TD Garden Rewards Package Endorsement – PRA MA 77 04/18

Rule:

  • Rule 15. Additional Coverage Packages
    • Boston Bruins and TD Garden Rewards
  • PRIME Forms and Endorsements List

Markup of Changes

04/15/18 New/Renew 

PRAC131284336

-.3%

Rate/Rule

Rule:

  • Rule 13 Merit Rating Plan

Markup of changes

03/01/18 New/Renew 

PRAC131338926

PRAC131362686

PRAC131446494

PRAC131459246

PRAC131563258

PRAC131600645

PRAC131619135

PRAC131630220

PRAC131697195

Groups

04/18

04/18

05/18

05/18

08/18

09/18

09/18

09/18

11/18

PRAC131182817

Form/Rule

Form:

  • Road Rewards Endorsement – PRA MA 232 12/17

Rule:

  • Rule 15 Additional Coverage Packages

Markup of Changes

01/22/18 New

02/01/18 Renew

PRAC131143808

+.003%

Form/Rate

Form:

  • Plymouth Rock Amendatory Endorsement – PRA MA 099 01/18
  • Plymouth Rock Assurance PRIME Forms and Endorsements

 

Rate:

  • Base Rates by Coverage
  • Increased Limit Factors
  • Model Year Factors
  • Symbol Factors
01/02/18 New/Renew

PRAC131016722

Rate/Rule:

Moving customers from the Legacy Program to PRIME upon renewal

Rules:

Plymouth Rock Assurance

Massachusetts Private Passenger Automobile Insurance Manual

Section I – General Conditions and Rules

  • Rule 1. Massachusetts Automobile Insurance Policy – Eligibility
  • Rule 2. Standard Procedures
  • Rule 3. Private Passenger Classifications
  • Rule 4. Residence Location and Garaging
  • Rule 5. Model Year Rating
  • Rule 6. Miscellaneous Vehicles
  • Rule 7. Standard Coverages
  • Rule 8. Policy Underwriting Tiers
  • Rule 9-10. Reserved for Future Use
  • Rule 11. Premium Calculation Rule
  • Rule 12. Discounts
  • Rule 13. Merit Rating Plan
  • Rule 14. Certified Risks – Financial Responsibility Laws
  • Rule 15. Additional Coverage Packages
  • Rule 16. Additional Coverages
  • Rule 17. Vehicle Model Year and Symbol Rating
  • Rule 18. Mileage Band Rating
  • Rule 19. Non-Owned Coverage
  • Rule 20. Household Risk Factor
  • Rule 21. Household Structure
  • Rule 22. Market Type
  • Rule 23-30 Reserved for Future Use

Section II Rate Tables

  • Increased Limit Factors
  • Deductible Factors
  • Residual Market Load (MAIP)
  • Vehicle Factors
  • Discount Factors
  • MRB Violation Codes to PRAC CSC Codes
  • Driver Incident Factors
    • No incident
    • 1 incident
    • 2 incidents
    • 3 and 4 incidents
    • 5+ incidents
  • Years licensed Range and Driver Incidents Factors
  • Incident Merit Factor
  • Coverage Options – Rates and Rating Factors
  • Model Year Factors
  • Symbol Factors
  • Cost New Factors
  • Mileage Band Rating
    • Road Density Regions
    • Base Mileage
    • Mileage Relativity Group
  • Household Risk Factors
  • Miscellaneous Vehicle and Policy Types Rating
  • Household Structure Factor Tables (I-V)
  • Market Type Factors
  • Rating Territory Factors
  • UW Tier Factors
  • Base Rates by Coverage
  • Increased Limit Factors and Base Rates
  • Deductible Factors
  • Mileage Band Rating
    • Base Mileage
    • Mileage Relativity Group
  • Household Risk Factors
  • UW Tier Factors
  • Motorcycle rates

Markup of changes

12/01/17 Renew 

PRAC130944126

+5%

Rate/Rule

Rates:

  • All Rates and Factors

Rule:     

  • Rule 8. Policy Underwriting Tiers
  • Rule 20.  Household Risk Factors
  • Rule 32. Discounts
  • Miscellaneous Rating Factors

Markup of Changes

07/01/17 New/Renew
PRAC130917900

Rule:

  • Rule 8. Policy Underwriting Tier
07/01/17 New/Renew
PRAC130825659

Form/Rate/Rule

Form:

  • Only Available to policies in the Prime Program (Tiers 00-9Z) Rate is 15% of combined coverages parts 1, 2, 4, 5, 7 8 and 9.

Form:

  • TNC Auto Coverage Endorsement – PRA MA 228 04/17
  • MA Personal Auto Application – PRA MA 500 04/17

Rule:

  • Rule 16. Additional Coverage – Added TNC Auto Coverage Endorsement

Rate:

  • Vehicle Factors

Markup of Changes

05/01/17 New/Renew

PRAC130874917
PRAC130916830
PRAC130936651
PRAC131007271

PRAC131034528

PRAC131167623

PRAC131141998

Groups

04/17
04/17
04/17
06/17
06/17

08/17

09/17

PRAC130697286

+3.3%

Form/Rate/Rule

Form:

  • New England Patriots Assurance Plus Endorsement – PRA MA 012 01/17
  • Amendatory Endorsement – PRA MA 099 01/17
    • Provides an explicit grace period for expired licenses of 90 days.
  • Assurance Plus Endorsement – PRA MA 213 01/17
  • AARP Assurance Plus Endorsement – PRA MA 213A 01/17
  • Rewards Plus Endorsement – PRA MA 111-01-17
  • AARP Rewards Plus Endorsement – PRAC MA 113-01-17

Rule:

  • Rule 8. Policy Underwriting Tiers
  • Rule 11. Premium Calculation
  • Rule 12. Discounts
  • Rule 13. Merit Rating Plan
  • Rule 31. Premium Calculation
  • Rule 32. Discounts
  • Listed of Endorsements for Use with Underwriting Tiers BB-XXXVII
  • List of Forms/Endorsement for Use with Underwriting Tiers 00-9Z and all Motorcycles and Antique Motorcycles

Rate:

  • Class-Territory Rating Factors
  • Factor Tables

Markup of Changes

01/02/17 New/Renew

PRAC130555771

Rule:

  • Rule 11. Premium Calculation
  • Rule 31. Premium Calculation

Markup of Changes

10/01/16 New/Renew

PRAC130608219

Form/Rate/Rule
Form:

  • New England Patriots Assurance Plus Endorsement
    • Patriots Get Home Safe
    • Patriots Assurance Plus
    • Fan Benefit Savings Pass
    • Conditions

Rate:

  • Coverage Options – Rates and Rating Factors

Rule:

  • Rule 15. Additional Coverage Packages

Markup of Changes

09/01/16 New/Renew

PRAC130475001

+4.9%

Form/Rate/Rule
Form:

  • Accident Forgiveness Endorsement – PRA MA 205 07/16
  • Amendatory Endorsement - PRA MA 099 07/16

Rate:

  • Class Territory Relatives
  • Model Year/Symbol Factors
  • Increased Limit Factors/Minimum Premiums
  • Residual Market Rates – Increased Limit Factors and Flat Rates
  • Relative Mileage Rating/Driver Experience Factor Tables
  • Tenure with Prior Carrier Rating Factor Table
  • Merit Rating Plan Factors
  • Class Territory Residual Market Changes
  • Misc. Rating Factors
  • Increased Limit Factors and Base Rates
  • Discount Factors

Rule:

  • Rule 8. Policy Underwriting Tiers
  • Rule 18. Mileage Band Rating
  • Rule 31. Premium Calculation
  • Rule 32. Discounts
  • Endorsement Index
  • Forms and Endorsement for Motorcycle and Antique Auto

Markup of Changes

07/01/16 New/Renew
PRAC130404353
PRAC130410549
PRAC130450325
PRAC130475064
PRAC130558410
PRAC130535513
PRAC130589189
PRAC130661445
PRAC130712322
PRAC130737955
PRAC130767886
PRAC130793954
Groups 02/16
02/16
04/16
04/16 
05/16
06/16 
07/16
09/16 
10/16
11/16
11/16
12/16 
PRAC130412064

Rule:

  • Rule 38. Mileage Band Rating

Markup of Changes

04/01/16 New/Renew
PRAC130378005

Rate:

  • Residual Market Load – (Tiers 00-9Z) (parts 1, 2, 4)
  • Discount Factors
  • Driver Incident Factors
  • Years Licensed Range and Driver Incident Factor
  • Household Risk Factors
  • Unverifiable License Factors
  • Household Structure Factor
  • Market Type Factors
04/01/16 New/Renew

PRAC130241856

+2.6%

Rate/Rule
Rate:

  • Both Rates Eff. 01/02/16 for Tiers BB-XXXVII & Residual Market Rates 10/01/13
  • Model Year/Symbol Factors
  • Increased Limits Factors
  • Relative Mileage Rating Grouping and Driving Experience Factor Tables
  • Driving Experience Factor Table
  • Tenure with Prior Carrier Rating Factor Table
  • Relative Mileage Rating Grouping and Factor Tables – Road Density Regions
  • Relative Mileage Rating Grouping and Factor Tables – Average Mileage by Category
  • Merit Rating Plan Factors’
  • Liability, PIP and MedPay Symbol Factors
  • Class-Territory Residual Market Charges

Rules:

  • Rule 8. Policy Underwriting Tiers
  • MRB Violation Codes to PRAC CSC Codes
01/02/16 New/Renew
PRAC130137861

Rule:

  • Installment Payment Plan

Markup of Changes

10/01/15 New/Renew
PRAC130017715

Introduction
We are submitting this filing as part of a broader aligned approach that Plymouth Rock and its affiliates are taking in multiple states through the introduction of a new product, called Prime.

The goal is to improve our rates and product offerings by achieving new efficiencies with the aligned approach across states and companies, while meeting state-specific requirements. This filing includes a new private passenger rate and rules manual (the “New Manual”) and accompanying endorsements and forms.

New “Prime” business will fall under the new forms and rates, effective 9/1/2015. Current customers will not be impacted by this New Manual until they are converted from our legacy program into the Prime program. We are not currently in a position to provide details about the timing or process for converting existing customers into Prime. We anticipate communicating our conversion plans after Prime has been launched for a period of time, with conversion likely beginning at least12 months after Prime becomes effective for new business.

The New Manual
The New Manual has been extensively restructured from the previously approved manual (the “Old Manual”), which we have submitted with this filing for reference purposes. The changes reflected in the New Manual fall into four categories:

 

PRIME/Legacy:
Form:

  • Personal Auto Coverage Selections Page – PRA-A 200 01/15
  • Amendatory Endorsement – PRA MA 099 01/15…

Markup of changes

  • New Car Replacement Endorsement – PRA MA 101 01/15
  • Assurance Preferred Endorsement – PRA MA 209 01/15
  • Assurance Premier Endorsement – PRA MA 210 01/15
  • Assurance Plus Endorsement – PRA MA 213 01/15
  • AARP Assurance Plus Discount – PRA MA 213A 01/15
  • Accident Forgiveness Endorsement – PRA MA 205 01/15
  • Extended Non-Owned Coverage Endorsement – PRA MA 207 01/15 
  • Optional New Car Replacement Endorsement – PRA A 211 01/15
  • Auto Loan-Lease GAP Coverage Endorsement – PRA MA 212 01/15
  • Excluded Driver Endorsement – Massachusetts – PRA MA 217 01/15
  • Plymouth Rock Safety Pledge – PRA MA512 01/15
  • Massachusetts Personal Auto Application – PRA MA 500 01/13

Rates:

  • Increased Limit Factors and Base Rates
  • Deductible Factors
  • Residential Market Load
  • Vehicle Factors
  • Discount Factors
  • MRB Violation Codes to PRAC CSC Codes
  • Driver Incident Factors:  no incident; 1 Incident; 2 incidents; 3+ incidents
  • Years Licensed Range and Driver Incidents Factors
  • Incident Merit Factors
  • Coverage Options – Rates and Rating Factors
  • Model Year Factors
  • Symbol Factors
  • Cost New Factors
  • Mileage Band Rating – Road Density Regions
  • Road Density Regions
  • Mileage Band Rating – Average Mileage
  • Mileage Bank Rating – Relative Mileage Rating Group
  • Household Risk Factors
    • Driver Class
    • New Driver Discount
    • Away At School Discount
    • Good Student Discount
    • Driver Training Discount
    • SR-22 Factors
    • Unverifiable License Factors
  • Miscellaneous Vehicle and Policy Types Rating
  • Household Structure Factor Table I
  • Household Structure Factor Table II
  • Household Structure Factor Table III
  • Household Structure Factor Table IV
  • Household Structure Factor Table V
  • Market Type Factors
  • Rating Territory Factors
  • Motorcycle Rates
  • Residual Market Rates – Class-Territory Base Rates
  • Residual Market Rates – Increased Limits Factors and Flat Rates
  • Class-Territory Relativities Factors
  • Model Year/Symbol Factors
  • Increased Limits Factors
  • Relative Mileage Raging Groups and Driving Experience Factor Table
  • Driving Experience Factor Table
  • Tenure with Prior Carrier Rating Factor Table
  • Relative Mileage Rating Groups and Factor Tables – Road Density Regions
  • Relative Mileage Rating Grouping and Factor Tables - Average Mileages by Category
  • Merit Rating Plan Factors
  • Liability, PIP and MedPay Symbol Factors
  • Class-Territory Residual Market Charges
  • Miscellaneous Rating Factors

OLD Manual of Rules Legacy Program 
Section 1 – General Rules

  • Rule 1. Massachusetts Automobile Insurance Policy – Eligibility
  • Rule 2. Coverage and Limits 
  • Rule 3. Mandatory Offer of Coverage
  • Rule 4. Standard Procedures
  • Rule 5. Residence and Location
  • Rule 6. Out-of-State Garaging
  • Rule 7. Policy Period 
  • Rule 8. Changes 
  • Rule 9. Motor Vehicle Registration Certificates
  • Rule 10. Certified Risks – Financial Responsibility Law
  • Rule 11. Premium Calculation Rule 
  • Rule 12. Whole Dollar Premium Rule
  • Rule 13. Installment Payment of Premiums
  • Rule 14. Deposit Premium Rule
  • Rule 15. Employers Subject to Massachusetts Workers Compensation Act 
  • Rule 16. Deductibles – Parts 7, 8 and 9 
  • Rule 17. Substitute Transportation
  • Rule 18. Termination of Insurance
  • Rule 19. Discounts 
  • Rule 20. Model Year Rating
  • Rule 21. Fire, Theft and Combined Additional Coverage
  • Rule 22. Symbol Assignment and Rating
  • Rule 23. Liability & Pip – Medical Payment Symbol Rating
  • Rule 24. Transfer Pricing
  • Rule 25. Vehicle Series Rating
  • Rule 26. Mileage Band Rating
  • Rule 27. Tenure with Prior Carrier

Section II – Private Passenger Automobiles

  • Rule 28. Private Passenger Definition
  • Rule 29. Private Passenger Classifications 
  • Rule 30. Policy Underwriting Tiers
  • Rule 31. Personal Injury Protection - Deductible Form
  • Rule 32. Pick-ups, Vans, and Similar Type Vehicles
  • Rule 33. Towi9ng and Labor Cost
  • Rule 34. Trailers Designed for Use with Private Passenger Motor Vehicles
  • Rule 35. Replacement Cost Coverage
  • Rule 36. Modified Cap Factor
  • Rule 37. Accident Forgiveness Coverage
  • Rule 38. Rewards Plus Endorsement
  • Rule 39. AAPR Rewards Plus Endorsement

Section III – Miscellaneous Motor Vehicles and Coverages

  • Rule 40. Motor Homes/Camper Bodies
  • Rule 41. Antique Motor cars and Motorcycles
  • Rule 42. Stated Amount
  • Rule 43. Golfmobiles and Lawnmowers (motorized)
  • Rule 44. Snowmobiles
  • Rule 45. Motorcycle, Motorscooters, Mopeds and Similar Motor Vehicles
  • Rule 46. Agreed Amount Coverage
  • Rule 47. Excess Electronic Equipment Coverage
  • Rule 48. Customized Vans and Pickups
  • Rule 49. Original Equipment Manufacturer Parts Coverage

Section IV Non-Owned Automobiles

  • Rule 50. Named Non-Owner Policy
  • Rule 51. Use of Other Automobiles
  • Rule 52-53. Reserved for Future Use
  • Rule 54. Anti-Theft Devices Standards and Discounts

Section V – Supplemental Information  

  • Rule 55. Pre-Insurance Inspection
  • Rule 56. Merit Rating Plan
  • Rule 57. Surety Bond Rules and Rates
  • 58. Registry of Motor Vehicle Procedures 
  • Motorcycle rates
  • Approved Motorcycle Training Sites
  • Miscellaneous Rating Factors

NEW Manual of Rules – PRIME

Section 1 – General Conditions

  • Rule 1. Massachusetts Automobile Insurance Policy – Eligibility
  • Rule 2. Standard Procedures
  • Rule 3. Private Passenger Classification
  • Rule 4. Model Year Rating
  • Rule 5. Model Year Rating
  • Rule 6. Miscellaneous Vehicles
  • Rule 7. Standard Coverages
  • Rule 8. Policy Underwriting Tiers
  • Rule 9-10. Reserved for Future Use

Section II – Tier 00-9Z Rules

  • Rule 11. Premium Calculation
  • Rule 12. Discounts
  • Rule 13. Merit Rating Plan
  • Rule 14. Certified Risks – Financial Responsibility Laws
  • Rule 15. Additional Coverage Packages
  • Rule 16. Additional Coverages
  • Rule 17. Vehicle Model Year and Symbol Rating
  • Rule 18. Mileage Band Rating
  • Rule 19. Non-Owned Coverage
  • Rule 20. Household Risk Factor
  • Rule 21. Household Structure
  • Rule 22. Market Type
  • Rule 23-30. Reserved for Future Use.

Section III – Tier 00-9Z Rate Tables

Section IV – Tier BB-XXXVII Rules

  • Rule 31. Premium Calculation Rule
  • Rule 32. Discounts
  • Rule 33. Merit Rating Plan
  • Rule 34. Certified Risks – Financial Responsibility Laws
  • Rule 35. Additional Coverage Packages
  • Rule 36. Additional Cove3rages
  • Rule 37. Vehicle Series Rating
  • Rule 38. Mileage Band Rating
  • Rule 39. Tenure with Prior Carrier
  • Rule 40. Named Non-Owned Policy
  • Rule 41. Use of Other Automobiles

Section V – Tier BB-XXXVII Rate Tables

Markup of Changes

10/01/15 New/Renew

PRAC129973442

+3.1%

Rate:

  • Class-Territory Base Rates
  • Model Year/Symbol Factors
  • Increased Limit Factors For Parts 3, 4, 5, 6 & 12/Minimum Premiums for
    Parts 1, 2, 4, 5, 7, 8 & 9
  • Residual Market Rates – Increased Limits Factors and Flat Rates
  • Relative Mileage Rating Group & Driving Experience Factor Tables
  • Driving Experience Factor Table
  • Tenure with Prior Carrier Rating Factor Table
  • Relative Mileage Rating Grouping and Factor Tables – Road Density Regions
  • Relative Mileage Rating Grouping and Factor Tables – Average Mileages by Category
  • Merit Rating Plan Factors
  • Liability, PIP and MedPay Symbol Factors
  • Class-Territory Residual Market Charges
07/01/15 New/Renew
PRAC129869191
PRAC129964385
PRAC129975302
PRAC130000756
PRAC130088165
PRAC130208821
PRAC130334827
Groups 04/15
04/15
05/15 
05/15
06/15 
10/15 
12/15 
PRAC129709936
+1.9% 

Rate:

  • Base Rates
  • Model Year/Symbol Factors
  • Increased Limits Factors
  • Relative Mileage Rating Grouping and Factor Tables – Road Density Regions
    • Driving Experience Factor Tables
    • Road Density Regions
    • Average Mileages by Category
  • Tenure with Prior Carrier Rating Factor Table
  • Merit Rating Plan Factors
  • Liability, PIP and MedPay Symbol Factors
  • Class- Territory Residual Market Charges
01/02/15 New/Renew
PRAC129564565

Rule:

  • Rule 11. Premium Calculation Rule
  • Rule 26. Mileage Band Rating

Mark up of Changes

08/01/14 New/Renew

PRAC129393532

+4.5%

Rate/Rule:

Rules:

  • Rule 11. Premium Calculation Rule
  • Rule 19. Discounts – Companion Policy Discount & Advanced Issue Discount
  • Miscellaneous Rating Factors

Rates:

  • Class – Territory Base Rates
  • Model Year/Symbol Factors
  • Increased Limits Factors and Minimum Premiums
  • Residual Market Rates
  • Relative Mileage Rating Groups and Driving Experience Factor Tables
  • Tenure with Prior Carrier Rating Factor Table
  • Relative Mileage Rating Groups and Driving Experience Factor Tables –
    Road Density Regions
  • Merit Rating Plan Factors
  • Liability, PIP and MedPay Symbol Factors
  • Class-Territory Residual Market Charges
06/01/14 New/Renew

PRAC129341727

Forms & Endorsements:

  • Adopted AIB Endorsements:
    • Medical Payments – M-109-S (ed-04/14)
    • Personal Vehicle Sharing Exclusion – M-0108-S (ed. 4/14)
  • Alpha Index of Endorsements
04/14/14 New/Renew

PRAC129332467
PRAC129334965
PRAC129365218
PRAC129445926
PRAC129532675 
PRAC129668272
PRAC129759047
PRAC129705054 

Groups

01/14
01/14
04/14 
04/14 
06/14 
09/14
10/14
10/14 

PRAC129211596

Form & Endorsements: 

  • AARP Rewards Plus Endorsement – PRAC MA- 113-12-13
  • Rewards Plus Endorsement – PRAC MA – 111-12-13
  • Rewards Plus Endorsement - Mark up of Changes
  • Savings Pass Endorsement  - PRAC MA – 102-12-13
  • Saving Pass Endorsement – Mark up of Changes

Rules:

  • Table of Contents to Manual
  • Rule 38 Rewards Plus Endorsement
  • Rule 39. AARP Rewards Plus Endorsement
  • Private Passenger Endorsement Alpha Index
12/15/13 New
02/01/14 Renew 
PRAC129112112 Installment Plan for Employers Group Marking Plan 09/01/13 New/Renew

PRAC128984543

+2.9%

Rules:

  • Rule 11. Premium Calculation
  • Rule 19. Discounts—Modified Companion Policy Discount
  • Rule 22. Symbol Assignment & Rating—Modified
  • Rule 26. Mileage Band Rating—Modified
  • Rule 29. Private Passenger Classification—Modified Class 10 & 15 to include language “at some point during the policy term”
  • Rule 30. Policy Underwriting Tiers—Revised
  • Rule 36. Modified Cap Factors—Revised

Rates:

  • Class-Territory Base Rates
  • Model Year/Symbol Factors
  • Increased Limit Factors
  • Relative Mileage Rating Grouping:
    • Driver Experience Factors Tables
    • Road Density Regions
    • Average Mileage by Category
  • Tenure with Prior Carrier Table
  • Merit Rating Factors
  • Liability, PIP & Med Pay Symbol Factors
  • Class Territory
09/01/13 New/Renew

PRAC129001050
PRAC128838779
PRAC128781274
PRAC129210434

Groups 07/13
04/13
01/13 
12/13
PRAC128618760  +2.9%

Base Rates: Parts 1, 2, 3, 4, 5, 6, 7, 9
Residual Market Load Table
Removed language Motorcycle Rating
Rules:  New Rule 27 - Tenure With Prior Carrier

Because of new Rule 27 the following Rule numbers have changed:
  • Rule 27 is Now Rule 28
  • Rule 28 is now Rule 29
  • Rule 29 is now Rule 30
  • Rule 30 is now Rule 31 
01/01/13 New/Renew
PRAC128736378
PRAC128086413
PRAC127977879
Groups 11/12
04/12
04/12 

PRAC128394338
Rules. 11, 24 (New rule 24 - Transfer Credit) 08/01/12 New/Renew
PRAC128010421  +3.7% Rates
Rule: 22
05/15/12 New/Renew
PRAC128007973 Installment Payment Plan 05/01/12 New/Renew
PRAC127923100

Forms and Endorsements:

  • MA Mandatory Endorsement (ACV)
  • Get Home Safe PRAC Auto MA
04/01/12 New/Renew
PRAC127812222
PRAC127059215
PRAC127344087
PRAC127009571
Groups 12/11
04/11
09/11 
04/11 
PRAC127647074

Forms and Endorsements:

  • Get Home Safe Endorsement
  • Coverage Selections Page
  • Application
Rule: 36
11/15/11 New/Renew
PRAC127291424  +1.4%

Forms and Endorsements:

  • Coverage Selections Page
  • Accident Forgiveness
  • Merit Rating Plan Statement
  • Application

Rates
Rules: 11, 16, 19, 26, 28, 29, 37, Misc. Rating Factors

11/01/11 New/Renew
PRAC127137123 Complete Manual-marked
Rules: 28, 35
06/30/11 New/Renewal
PRAC127094608

Complete Manual
Forms and Endorsements:

  • Rewards Plus
06/30/11 New/Renew
PRAC126896531
+3.7%
Complete Manual - marked
Rules: 11, 16, 37,  Misc. Rating Factors
Rates 
04/01/11 New/Renew
PRAC126853876

Forms and Endorsements:

  • Premium Package

Complete Manual - marked
Rule: 16, 37

02/01/11 New/Renew
PRAC126853955 Forms and Endorsements:
  • Coverage Selections Page
12/10/10 New/Renew
PRAC126629490 +1.4% Complete Manual - marked 
Rules: 1, 3, 4, 5, 8, 11, 12, 16, 18, 19, 22, 23, 24, 26, 27, 28, 29, 31, 38, 49, 50, 56, 57, 58
Rates
10/1/10 New/Renew
PRAC126689951

Forms and Endorsements:

  • Coverage Selections Page
10/01/10 New/Renew
PRAC126544410

Forms and Endorsements:

  • Deductible Dollars
Rule: 16
09/01/10 New/Renew
PRAC126737952
PRAC126689956  

PRAC126680210 
PRAC126483583
Groups

08/10

08/10
07/10 
04/10 

PRAC126510204 Rule: 55  03/05/10
New/Renew
PRAC126415945 Rates - Motorcycle 03/04/10 New/Renew
PRAC09NOV30871  

Forms and Endorsements:

  • Deductible Dollar
  • Disappearing Deductible
  • Coverage Selections Page
Rule 16, Misc. Rating Factors
02/15/10 New/Renew
PRAC09NOV10992   Installment Plan 11/30/09 New/Renew
PRAC09OCT21027    +2.8% Rates
Risk Factors 
Rule 35 
01/11/10 New/Renew
PRAC09OCT06971 
PRAC09JUN18376
PRAC09JUN24428
PRAC09MAY12726
PRAC09FEB11150 

PRAC09FEB09740 
Groups 12/09 
08/09 
07/09 
06/09 
04/09
04/09 
PRAC126176541

Form:

  • Extended Coverages for Motor Club Members – PRAC MA-109-10-09

Rule:

  • Rule 38. Extended Coverage for Motor Club Members Endorsement
10/01/09 New/Renew
PRAC09JUL10473    Rules: 19,  Misc. Rating Factors

09/01/09 New/Renew

PRAC09JUN22683   +0.3% Rates 09/15/09 New/Renew
PRAC09JUN23938

Forms and Endorsements:

  • Non-Renewal
07/31/09 New/Renew
PRAC09MAY15468   +3.5% Rates
Risk Value Factors 
09/01/09 New/Renew
PRAC09APR16517

Forms and Endorsements:

  • Coverage Selections Page
  • Non-Renewal Notice
  • Notice of Cancellation
  • Accident Forgiveness
  • Disappearing Deductible
07/15/09 New/Renew
PRAC117566 Forms Index 02/01/09 New/Renew
PRAC125914759 List of Endorsements 02/01/09 New/Renew
PRAC116242

Rules: 19
Rate Factors

02/01/09 New/Renew
PRAC117140 Installment Plan 12/01/08 New/Renew
Initial Filing    -7.3%

2007 AIB with Exceptions:

Rules:  11, 16, 19, 20, 29, 35, 37, 48, Misc. Rating Factors

04/01/08 New/Renew

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