Cincinnati Insurance Co. Filings

As of January 2019

The following are the filings made by Cincinnati  Insurance Co.

Filing No./Overall Rate Indication Materials Included Effective/Date/

CNNB131496010

-6.4%

Form/Rate/Rule

Form:

  • Personal Automobile Application – Massachusetts – CPA1005MA (7/17)
  • Personal Auto Plus Endorsement – Massachusetts – CPA1419MA (2/18)
  • Capstone Auto Endorsement – Massachusetts – CPA1499CMA (2/18)
  • Capstone Collector Auto Endorsement – Massachusetts  - CPA1500CMA (7/17)
  • Uninsured Motorists Coverage Split Limits – Massachusetts – CPA1516MA (12/18)
  • Uninsured Motorists Coverage Single Limits – Massachusetts – CPA1517MA (12/18)
  • Underinsured Motorists Coverage Split Limits – Massachusetts – CPA1518MA (12/18)
  • Underinsured Motorists Coverage Single Limit – Massachusetts – CPA1519MA (12/18)
  • Personal Injury Protection Coverage – Massachusetts – CPA1520MA (12/18)
  • Special Provisions Endorsement- Massachusetts – CPA1553MA (3/19)
  • Trade or Economic Sanctions Endorsement – IP462 (1/18)

Rule:

Manual of Rules updated pages (Massachusetts 1st. Edition (03.19)

Underwriting Guidelines Homeowners-Auto and Condominium-Auto New Business

  1. Operators in Household
  2. Drivers – Applicant or any Other Operators
  3. Losses

Underwriting Guidelines Family-Auto, Tenant-Auto and Mobilehome- Auto New Business

  1. Operators in Household
  2. Drivers – Applicant or any Other Operators
  3. Losses
  4. Occupations
  5. Vehicles
  6. Renewal Business

Policy Service

  1. Service Charges (Direct Bill only)

Base Premium Computation

  1. Premium  Determination

Other Forms

  1. Mandatory Endorsements

Rating Components

  1. Rating Components – Owned Auto
  1. Rating Component Classification Definitions
  2. Driving Record Points

Additional Coverages

  1. Roadside Assistance Coverage
  1. Replacement Cost Plus Coverage
  2. Personal Auto Plus Coverage
  3. Capstone Auto Endorsement
  4. Capstone Collector Auto Endorsement

Credits and Surcharges

  1. Package Credit
  2. Preferred Risk Rating

Miscellaneous Types

  1. Exhibition Autos

Rate:

  • Rating Components

 

Markup of Changes

03/01/19 New

04/01/19 Renew 

CNNB131567401

Rule:

  • Adopted the 2016 ISO Liability Symbols - NOTHING TO POST WITH FILING

10/01/18 New/Renew

CNNB131320162

Form/Rate/Rule

Rule:

  • Rule 18. Limited Collision Coverage – Removed “Waiver of Deductible”
  • Rule 19. Full Collision Coverage – Removed and Reserved for Future Use

Rate:

  • RC-20 Physical Damage Deductible – Collision and Prior Waiver Charged – Removed and Reserved for Future Use
  • RC-21 thru RC 21.2 – Physical Damage Deductible – Collision 2011 and After Waiver Charge – Removed and Reserved for Future Use

Markup of Changes

06/01/18 New

07/01/18 Renew 

CNNB131206921

Notice not to require vehicle inspections.

09/27/17 New/Renew

Initial Filing

CNNB130665711

Form/Rate/Rule:

Forms:

  • Reinstatement Endorsement – AR2 (10/10)
  • Federal Employees Using Autos in Government Business – Massachusetts –
    CPA0301MA (04/08)
  • Coverage for Tapes, Records, Disks, or Other Media – Massachusetts – CPA0304MA (04/08)
  • Extended Nonowned Coverage – Vehicles Furnished or Available for Regular Use – Massachusetts – CPA0306MA (04/08)
  • Theft Coverage for Audio, Visual and Data Electronic Transmitting Equipment – Massachusetts – CPA03138 (04/08)
  • Customizing Equipment Coverage – Massachusetts – CPA0318MA (04/08)
  • Additional Insured – Lessor – Massachusetts – CPA0319MA (04/08)
  • Mexico Coverage – Massachusetts – CPA0321MA (01/01)
  • Named Nonowner Coverage – Massachusetts – CPA0322MA (10/08)
  • Miscellaneous Type Vehicle Endorsement – Massachusetts – CPA0323MA (04/08)
  • Miscellaneous Type Vehicle Amendment – Motor Homes – Massachusetts –
    CPA0328NMA (04/08)
  • Joint Ownership Coverage – Massachusetts – CPA0334MA (10/16)
  • Additional Insured (Automobile) – Massachusetts – CPA1002MA (04/08)
  • Personal Automobile Application – Massachusetts – CPA1005MA (04/15)
  • Miscellaneous Type Vehicle Amendment (Motor Home – Including Rental) – Massachusetts – CPA1081MA (04/08)
  • Exhibition Auto Endorsement – Massachusetts – CPA1172MA (04/08)
  • Medical Payments Coverage Motorcycles – Massachusetts – CPA1222MA (04/08)
  • GAP Coverage – Auto – Massachusetts – CPA1246MA (04/08)
  • Good Student Certificate – Massachusetts – CPA1248MA (04/08)
  • Replacement Cost Plus For Personal Auto – CPA1417 (10/08)
  • Personal Auto Plus Endorsement – Massachusetts – CPA1419MA (06/16)
  • Capstone Auto Endorsement – Massachusetts – CPA1499CMA (06/16)
  • Capstone Collector Auto Endorsement – Massachusetts – CPA1500CMA 08/15)
  • Uninsured/Underinsured Motorists Coverage Option Selection Form – Massachusetts – CPA1515MA (05/16)
  • Uninsured Motorists Coverage Split Limits – Massachusetts – CPA1516MA (05/16)
  • Uninsured Motorists Coverage Single Limit – Massachusetts – CPA1517MA (05/16)
  • Underinsured Motorists Coverage Split Limits – Massachusetts – CPA1518MA (05/16)
  • Underinsured Motorists Coverage Single Limit – Massachusetts – CAP1519MA (05/16)
  • Personal Injury Protection Coverage – Massachusetts – CPA1520MA (05/16)
  • Collision Coverage Waiver of Deductible – Massachusetts – CPA1521MA (05/16)
  • Compulsory Motor Vehicle Liability Coverage – Massachusetts – CPA15522 (05/16)
  • Fire, Theft or Larceny Coverage – Massachusetts – CPA1523MA (05/16)08/11
  • Other Than Collision Coverage Glass Options – Massachusetts – CPA1524MA
  • Other Than Collision Coverage Specified Actual Cash Value Limit of Liability –
    Massachusetts – CPA1525MA (05/16)
  • Limited Collision Coverage – Massachusetts – CPA1526 (05/16)
  • Automobile Exclusion of Named Driver – Massachusetts – CPA1527 (05/16)
  • Cincinnati Ins. Co. Auto Declarations – DDA (07/15)
    • Personal Auto Policy – Massachusetts FA4000TMA (04/08) Review policy/cancellation
  • Special Large Deductible Endorsement – Massachusetts – HOA90aaMA (04/!3)
  • Policy Release – Massachusetts – MI1020MA *03/17)
  • Youthful Operator Questionnaire – Massachusetts – MA1323MA (10/10)
  • Important Notice – Massachusetts – MI1378MA (10/10)
  • Rescission Notice – MI1664 (10/10)
  • General Change Notice – MA1684 (12/02)
  • Insured Electronic Funds Transfer Authorization – MI1774 (07/12)
  • Notice to Policyholders – Change in Coverage – Massachusetts – MA1803MA 04/10)
  • Your Personal Auto Policy – PPJAMA (01/12)
  • Exhibition Automobile Supplement – Massachusetts – XA1MA (04/08)
  • Snowmobile Endorsement – Massachusetts – CAP0320MA (04/09)
  • Medical Payments Coverage Snowmobiles – Massachusetts – CPA1215MA (04/08)

Rules:

Index of Rules:

Underwriting Guidelines Homeowners-Auto and Condominium- Auto New Business:

Rule:

    1. Operators in Household
    2. Drivers – Applicant or any other Operators
    3. Losses
    4. Occupations
    5. Vehicles
    6. Renewal Business

Underwriting Guidelines Family- Auto, Tenant-Auto and Mobile Home-Auto New Business:

Rule:

  1. Operators in Household
  2. Drivers – Applicant or any other Operator
  3. Losses
  4. Occupations
  5. Vehicles
  6. Renewal Business

Underwriting Guidelines Special Vehicle Underwriting:

Rule:

  1. Special Vehicle Underwriting Instructions

General Rules Definitions and Coverages:

Rule:

  1. Introduction
  2. Definitions
  3. Eligibility

Policy Service:

Rule:

  1. Policy Period
  2. Cancellation
  3. Reserved for Future Use
  4. Minimum Premium Rule
  5. Changes
  6. Waiver/Deferment of Premium
  7. Whole Dollar Premium
  8. Service Charges (Direct Bill Only)

Base Premium Computation:

Rule:

  1. Premium Determination
  2. Model Year for Other Than Collision and Collision Coverages
  3. Physical Damage Base Rates
  4. Auto With Unique Features
  5. Rating Territories
  6. Reserved for Future Use
  7. Liability Symbol Factors

Other Forms:

Rule:

  1. Reinstatement Endorsement
  2. Policy Release

Rating Components:

Rule:

  1. Rating Components – Owned Autos
  2. Private Passenger Automobiles Owned by Farm Family Co-Partnerships, or Farm-Family Corporations, and Coverage by a Personal Auto Policy
  3. Rating Component Classification Definitions
  4. Driver Record Points
  5. Driving Record Sub-Classification
  6. Multi-Car Risk
  7. Administration of Driving Record Points
  8. Comprehensive Glass Replacement

State Pages Increased Limits Factors

Rule:

  1. Liability Increased Limits
  2. Medical Payments Increased Limits

Deductibles

Rule:

  1. Physical Damage Deductibles
  2. Special Large Deductibles

Personal Injury Protection Coverage

Rule:

  1. Personal Injury Protection Coverage

Uninsured/Underinsured Motorists Coverage

Rule:

  1. Uninsured Motorists Coverage
  2. Underinsured Motorists Coverage

Additional Coverage:

Rule:

  1. Transportation Expenses
  2. Towing and Labor Costs Coverage
  3. Theft Coverage – Audio, Visual and Data Electronic Transmitting Equipment
  4. Tapes, Records, Disks or other Media
  5. Customizing Equipment Coverage
  6. GAP Coverage
  7. Reserved for Future Use
  8. Reserved for Future Use
  9. Named Non-owner Coverage
  10. Extended Non-owned Coverage
  11. Replacement Cost Plus Coverage
  12. Personal Auto Plus Coverage
  13. Capstone Auto Endorsement
  14. Capstone Collector Auto Endorsement
  15. Compulsory Motor Vehicle Liability Coverage
  16. Comprehensive Coverage Specified Actual Cash Value Limit of Liability
  17. Fire, Theft or Larceny Coverage
  18. Limited Collision Coverage
  19. Full Collision Coverage
  20. Named Driver Exclusion
  21. Reserved for Future Use
  22. Mexico Coverage

Credits and Surcharges

Rule:

  1. Homeowner-auto Package Discount
  2. Reserved for Future Use
  3. Preferred Risk Rating
  4. Reserved for Future Use
  5. Reserved for Future Use
  6. Reserves for Future Use
    1. Vehicle in Garaging Facility Discount
    2. Vacation Use Discount
    3. Capstone Collector Package Discount
    4. Operator Age 65 and Over Discount
  7. Payment Plan Factor
  8. New Business Advance Quote Discount
    1. Vehicle Age Discount

Surcharges

Rule:

  1. Minor Violation Charges
  2. Driving Record Points Charges
  3. Reserved for Future Use
  4. Gray Area Auto Rating
  5. Reserved for Future Use
  6. Legal/Nonsufficient Funds (NSF) Notice Factor
  7. Coverage History Factor
  8. Residual Market Threshold

Miscellaneous Types

Rule:

  1. Motor Homes
  2. Trailers
  3. Camper Bodies – Attached to Pickup Trucks
  4. Motorcycles
  5. Snowmobiles
  6. All-Terrain Vehicles
  7. Dune Buggies/Go-Carts
  8. Golf Carts
  9. Exhibition Autos
08/11/17 NEW

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