Safety Filings

As of April 2019

The following are the filings made by:
Safety Insurance Company
Safety Indemnity Insurance Company
Safety Property & Casualty Insurance Company

Filing No./Overall Rate Indication Materials Included Effective Date

SFTY131807171

 Groups 04/19 

SFTY131482596

+2.250%

Form/Rate/Rule

Form:

  • Personal Auto Coverage Selections Page – 09/01/18 ed.
  • Safety Shield Plus – SSA 002 09 18
  • Personal Auto Policy – 2018 Edition

Rules:

  • Complete Manual of Rules – 09/01/18
  • List of Discounts
  • Part 4 Basic
  • Miscellaneous Motorcycle Rating Factors

Markup of Changes

09/01/18 New/Renew 

SFTY131314225

SFTY131400974

Groups

03/18

04/18

SFTY131284027

Rate/Rule

Rule:

  • Discounts
    • 3. Agency Loyalty Discount
    • 6. Electronic Book Transfer Discount
    • 12. Early Issuance Discount

Markup of changes

04/01/18 New/Renew

SFTY131266196

+.040%

Rate/Rule

Rate:

  • Basic Package Adjustment Factors
  • Rating Plan A - Model Year Symbols
  • Rating Plan B – Rates

Markup of Changes

  • Class-Territory Base Rates
03/15/18 New/Renew

SFTY131035897

Form/Rate/Rule

Form:

  • Safety Transportation Network Driver Coverage – TNC 001 11 17
  • Safety Shield Plus – SSA 002 11 17
  • Personal Auto Coverage Selections Page – 11/17 ed.
  • Operator Exclusion Form – AIB Manual Rule 28
  • Massachusetts Automobile Insurance Policy – 2016 Edition
  • Advisory Notice to Policyholder Restrictions and/or Reductions of Coverage – PHN 032 11 17
  • Safety Shield – SSA 001 11 17

Rules:

  • Complete Manual of Rules – Eff. 11/1/17
  • Safety Endorsement Forms and Rating Plan and Tier Program:
    • 11. Transportation Network Driver Coverage
  • Rule 2. Coverages and Limits
    • Medical Payments
  • Rule 19. Discounts
  • Rule 21. Years Licensed Rating Factors
    • Does not apply to motorcycles
  • Rule 28.
    • Removed New Date First Licensed Language for Suspended or Revoked License.
  • Rule 48. Safety Transportation Network Driver Coverage
  • Rule 50. Use of Other Automobiles
  • Rule 54. Anti-Theft Devise Standards and Discounts
  • Rule 56. Merit Rating
  • Rule 59. Safety Shield
    • 3. wording – Guaranteed Replacement Cost
  • Rule 61. Safety Shield Plus
    • 3. wording – Guaranteed Replacement Cost
  • Private Passenger Endorsements Alphabetical Index
    • Removed Medical Payments Endorsement – SMP 002 (Ed. 01/17)
    • Removed Safety Vehicle Sharing Exclusion – SV#E 001 (Ed. 05/15)
    • NEW Safety Transportation Network Driver Coverage – TNC 001 (Ed. 10/17)
  • Private Passenger Forms
    • MAP Edition 2016
  • Miscellaneous Rating Factors
Markup of Changes
11/01/17 New/Renew 

SFTY131008127

 Form/Rate/Rule

Form:

  • Coverage Selection Page – 10/17 ed.
  • Disclosure Statement to Policyholders “Drive with Safety” Application – 10/17

Manual of Rules

  • Discounts
    • 11. Telematics Discount
    • J. Telematics Discounts
    • Miscellaneous Rating Factors

Markup of Changes

10/16/17 New/Renew 

SFTY130959079

+3.6%

Safety Ins. Co. – Rate Impact – +3.6%
Safety Indemnity – Rate Impact 0
Safety P&C – Rate Impact 0
Rate/Rule

Rule:

  • Complete Manual of Rules
  • Rule 21. Years Licensed Rating Factor
  • Rule 42. Low Speed
  • Rule 49. Named Non-Owner Policy

Rates:

  • All Rates

Markup of Changes

07/15/17 New/Renew
SFTYY130939282 Groups 03/17
SFTY130862138

Rule:

  • Billing Guidelines – Eff. 04/2017

Markup of Changes

04/01/17 New/Renew

SFTY130725255

-.16%

Safety Insurance Company

Safety Indemnity Ins. Co.


Safety Property & Casualty Ins. Co.


Form/Rate/Rule


  • Adopt the New MAIP Rate Level for “Rating Plan B”.
  • Expand our Agency Loyalty Discount and E-Customer Discounts.
  • Changes to our Tiering Structure and Tier Factors.
  • Update our Model Year Symbol Tables for Model Year 2018 for both rating plans “A” and “B”.
  • New Rule 43. for rating Low Speed Vehicles.

Form:

Complete Manual of Rules

  • Medical Payments Endorsement – SMP 002 01 17
  • Advisory Notice to Policyholder Restrictions and/or Reduction of Coverage

Rule:

  • 2017 MA Private Passenger Auto Ins. Manual – Eff. 01/01/17
  • Rule 2. Coverages and Limits
  • Rule 4. Standard Procedures
    • Transfer of Insurer (10 days after receiving payment)
  • Rule. 10. Certified Risks – Financial Responsibility Laws
    • Additional Premium Percentages
  • Rule 12. Whole Dollar Premium Rule
  • Rule 13. Installment Payment of Premiums
  • Rule 14. Deposit Premium Rule
  • Rule 15. Employers Subject to Massachusetts Workers’ Compensation Act
  • Rule 16. Deductibles – Parts 7, 8 and 9
  • Rule 17. Substitute Transportation
  • Rule 18. Termination of Insurance
  • Rule 19. Discounts
    • Renewal Credit - Removed
    • Agency Loyalty Discount
    • Mono-line e-Customer
  • Rule 20. Model Year Rating
  • Rule 23. High-Theft Vehicles
  • Rule 24. Extra-Risk Rating (Collision and Comprehensive)
  • Rule 25. Vehicle Series Rating
  • Rule 26. Rating Plan and Tier Placement Guidelines
  • Rule 27. Private Passenger Definition
  • Rule 29. Reserved for Future Use
  • Rule 30. Personal Injury Protection  Deductible Form
  • Rule 31. Transportation of Fellow Employees
  • Rule 42. Low Speed Vehicles
  • Rule 55. Pre-Insurance Inspection Program - Removed

Rate:

  • All Rates for Rating Plan A & B
  • MY Symbols

Markup of Changes

01/01/17 New/Renew
SFTY130798686

Form:

  • MAP Eighth Edition (04-08)- Updated Signature Page only.
12/15/16 New/Renew
SFTY130607741 Safety Ins. Co
Safety Indemnity Ins. Co.
Safety Property & Casualty Ins. Co.
Form:
  • Notice of Cancellation – P050D 07 16
  • Notice of Cancellation – P050X 07 16
  • Notice of Cancellation – P051 07 16 
08/01/16 New/Renew
SFTY130437455 Safety Ins. Co. – Rate Impact:  +5.8%
Safety Indemnity Ins. Co. – Rate Impact:  0
Safety P&C Ins. Co. – Rate Impact: 0

 

Form/Rate

(1)   increases to base rates;

(2)   revisions to class plan factors;

(3)   revisions to merit rating adjustment factors;

(4)   revisions to tier factors;

(5)   revisions to collision deductible factors and property damage increased limit factors;

(6)   removal of the hybrid vehicle discount;

(7)   the introduction of discount capping;

(8)   revisions to symbol relativities for higher valued vehicles and the introduction of symbols for model year 2017; and

(9)    the introduction of a new telematics program discount Rule

Form:

  • Personal Auto Coverage Selections Page – 2016 ed.
  • 2016 Manual of Rules -  Effective 07/15/16  (This is not a complete manual)
  • Discounts
    • Deleted Hybrid Automobile Discount
    • Merit Rating Plan Discount for 5 years incident free is 8%
    • Rule 11. Premium Calculation Rule
    • Rule 19. Discounts –
      • D. Age 65 and Older Discount – Removed Language
      • J. Hybrid Automobile Discount - Removed
    • Tire Factors
    • Rule 28. Removed language on calculations for class 50-57.
    • Rule 55. Pre-Insurance Inspection
    • Rule 56. Merit Rating

Markup of Changes
Rates with Markup of Changes

07/15/16 New/Renew
SFTY130477226 Groups 04/16
SFTY130355845

Safety Ins. Co.
Safety Indemnity Ins. Co.
Safety P&C Ins. Co.
Form:

  • Notice of Reinstatement – PO56X 12 15
01/26/16 New/Renew
SFTY130293277 Safety Ins. Co.
Safety Indemnity Ins. Co.
Safety P&C Ins. Co.
Form:
  • Notice of Cancellation – Non-Payment of Premium – PO5OD 12/15
  • Notice of Cancellation – Failure to Obtain a Valid MA Registration or MA Operators License – PO5OX 12 15
  • Notice of Cancellation – Non-Payment of Premium – PO51 12 15
  • Notice of Reinstatement – Non-Payment of Premium – PO57 12 15
  • Notice of Non-Renewal – Due to Claims History in the Past Year – PO62 12 15
  • Notice of Non-Renewal – Due to Claims History in the Past Year – PO63 12 15
  • Notice of Expiration of Policy Assignment – PO64 12 15

Markup of Changes

01/26/16 New/Renew

SFTY129840196

+3.8%

Rate/Rule

  • Basic Package Adjustment Factor
  • Rating Plan B
  • Tier Factor Table
  • Merit Rating Table
  • Rating tables (Coverage parts)
  • COL Model Year Symbol
  • OTC Model Year Symbol
  • High Theft Vehicle List

Markup of Changes

06/01/15 New/Renew
SFTY129952285 Groups 04/15
SFTY129690883

Rule:

  • Rule 19. Discount – Account Credit

Mark up of Changes

10/06/14 New/Renew

SFTY129447589

Forms & Endorsements:

  • Advisory Notice to Policyholder Restrictions and/or Reduction of Coverage – PHN 029 07 14

Markup of Changes

09/01/14 New/Renew
SFTY129358782

Rule:

  • Rule 19. Discount – G. Safety Account Credit

Mark up of Changes

07/19/14 New/Renew
SFTY129334338

Formss & Endorsements

  • Medical Payments Endorsement – SMP 002 05 14
  • Advisory Notice to Policyholder – Restrictions and/or Reductions of Coverage
  • Forms Index
Mark up of Changes
07/01/14 New/Renew
SFTY129361890

Forms & Endorsements:

  • Notice of Expiration of Policy Assignment – P064 06 14
06/01/14 New/Renew
SFTY129198519

Rate/Rule:

  • Complete Manual of Rules/Rates
  • Mark up of Changes
  • Rule 26. Rating Plan and Tier Placement Guidelines
  • Rule 56. Merit Rating
  • Removed Substitute Transportation Coverage Endorsement – M-8185-S (ed 01-91)
05/01/14 New/Renew
SFTY129420046

Rule:

  • Rule 11. Premium Calculation
    • Base Package Adjustment Factor

Mark up of Changes:

  • Rule 23. High Theft Vehicles
  • Rule 25. Vehicle Series Rating
  • Rule 26. Rating Plan and Tier Placement Guidelines
  • Rule 32. Pick-ups, Vans and Similar Type Vehicles
  • Rule 39. Motor Homes/Camper Bodies
  • Rule 11. Premium Calculation Rule
05/01/14 New/Renew
SFTY129401216
SFTY129436358
Groups 04/01/14
04/01/14 
SFTY129175575

Forms & Endorsements:

  • Personal Vehicle Sharing Exclusion Massachusetts Endorsement
11/01/13 New/Renew
SFTY129028594
-0.280% 
Rule. 19 11/01/13 New/Renew
SFTY128827729
-0.20%
Complete Manual of Rules
Rules: 11, 18, 19, 26, 28 
07/01/13 New/Renew
SFTY128930663 Groups 04/01/13 New/Renew
SFTY128795312
SFTY128136415
Groups 12/31/12 New/Renew
04/01/12 
SFTY128658064

Rules: 19, 56
High Theft Vehcile List

Forms & Endorsements:

  • Merit Rating Plan Statement
12/01/12 New/Renewl
SFTY128565997

Rates:
New Policyholder tier and corresponding manual pages for the following:

  • Base Rates for Parts 1, 2, 4, 5, 7 & 9
  • Increased limits for parts 3, 6 & 12
  • Motorcycle Rates
Rules: 49, 50
Amending Territory Definitions for City of Boston Zip Codes 
11/01/12 New/Renew
SFTY128521184

Forms & Endorsements

  • Suspension of Coverage & Reduction of Limits
  • Important Insurance Notice
09/17/12 New/Renew
SFTY128316585
+.280%

Rates:

  • Merit Rating Adjustment Factors
  • Use two symbols for rating physical damage
Rules 11, 19, 56
Misc. Rating Factors Page 
11/01/12 New/Renew
SFTY128355779 Rules: 10, 49, 50, 55 07/03/12 New/Renew
SFTY128153263

Forms & Endorsements:

  • Safety Shield Endorsement - SSA 001
  • Safety Shiled Plus Endorsement - SSA 002
  • Auto Loan/Lease GAP Coverage Endorsement SLL 002
05/05/12 New/Renew
SFTY128043838  +3.56% Rules: 11, 19, 22, 26, 28, 44, 56
Rate Pages & Miscellaneous Rating Pages
New Policy Tier Updated 
05/15/12 New/Renew
SFTY128082565

Forms and Endorsements:

  • Amendment of Policy Provisions
04/01/12 New/Renew
SFTY127383348

Forms and Endorsements:

  • MA Mandatory End (ACV)
04/01/12 New/Renew
SFTY127849037  +.690% Rate
Rules: 22, 26, Misc. Rating Factors
03/01/12 New/Renew
SFTY127795168
SFTY127292430
SFTY127262077
SFTY127126593
SFTY127071056
Groups 11/11
08/11
07/11 
05/11
04/11  
SFTY127182699 Rule 56 11/01/11 New/Renew
SFTY127374944

Forms and Endorsements:

  • Supplemental Application
  • Application
10/15/11 New/Renew
SFTY127039365 Complete Manual
Rules:  1, 2, 3, 4, 11,  14, 15, 16, 18, 19, 24, 25, 26, 32, 34, 39, 41, 45, 46, 47
09/01/11 New/Renew
SFTY127073988

Forms and Endorsements:

  • Safety Shield Plus
  • Safety Shield
  • Application

Rules: 59, 61 

07/01/11 New/Renew
SFTY126949087
+3.9%
Rules: 11, 18, 20, 22, 25, 41, 45, 50, 56, 
Rates
05/15/11 New/Renew
SFTY126910543  -0.210% Rule 19, Misc. Rating Factors 01/15/11 New/Renew
SFTY126764686
SFTY126697036
SFTY126568392
SFTY126522080

Groups 09/01/10 New/Renew
07/20/10
04/15/10
04/01/10 
SFTY126637943 

Forms and Endorsements:

  • Coverage Selections Page
07/01/10 New/Renew
SFTY126504838  -10.2% Motorcycle Rates 06/17/10 New/Renew
SFTY126603523  -.05% Rules: 19, Misc. Rating Factors 06/15/10 New/Renew
SFTY126559175 Rule 55 06/01/10 New/Renew
SFTY126461452
+1.94
%

Complete Manual
Rates

4/19/10 New/Renew
SFTY09NOV05006

Forms and Endorsements:

  • Coverage Selections Page
01/01/10 NewRenew
SFTY126347942  +.4% Rates
Rules: 11, 19, 20, 26, 49, 56, 60
01/01/10 New/Renew
SFTY09AUG20329

Forms and Endorsements:

  • Cancellation
  • Reinstatement
  • Non-Renewal
  • Cancellation Confirmation
10/19/09 New/Renew
SFTY09AUG04430 Installment Fee Changes 10/01/09 New/Renew
SFTY09JUL30379    +2.9% Rule: 19, Misc. Rating Factors 10/01/09 New/Renew
SFTY09MAY29669

Forms and Endorsements:

  • Coverage Selections Page
08/01/09 New/Renew
SFTY09MAY18697 Rate 07/15/09 New/Renew
SFTY09MAY28498 Group 06/01/09 New/Renew
SFTY09APR15768
-.315%
Rules: 11, 19, 26, 60,  Misc. Rating Factors 06/01/09 New/Renew
SFTY09MAR09299 Groups 04/01/09 New/Renew
SFTY09JAN23521
 -0.045%
Complete Manual
Rules: 18, 19, 26, 48, 54, 
Rates
Misc. Rating Factors 
04/01/09 New/Renew
SFTY116413 Rules: 19, Misc. Rating Factors 10/15/08 New/Renew
SFTY111927
-0.2%

Rule: 19
Forms and Endorsements:

  • Safety Shield Enhancements 
05/01/08 New/Renew
SFTY110795

Forms and Endorsenents:

  • Safety Advanced Driver Training
04/01/08 New/Renew
Initial Filing    -6.3% Complete Manual 04/01/08 New/Renew

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