USAA Company Filings

USAA Group:

  • United Services Automobile Association (USAA)
  • USAA Casualty Insurance Company
  • Garrison Property Casualty Insurance Company
  • USAA General Indemnity Company
As of September 2019

The following are the filings made by USAA.

Filing No./Overall Rate Indication Materials Included Effective Date

USAA131961227

+4.6

United Services Automobile Association

USAA Casualty Insurance Company

USAA General Indemnity Company – Rate Impact:  +4.6

Garrison Property & Casualty Ins. Company – Rate Impact:  +4.6

Filing # USAA131961227 – Eff. 09/16/19 New & 10/31/19 Renew

Rate/Rule

Rate:

  • Base Rates and Expense Fees
  • Discounts

Rule:

  • 4. Classification
    • F. Discounts
    • Advanced Purchase Discount
    • 15. Early Quote Discount (NEW)

Countrywide Symbol Assignments

09/16/19 New

10/31/19 Renew

 USAA131779781

Form:

  • Statutory Notice of Cancellation of the Massachusetts Motor Vehicle Liability Policy – BLNPCMA(1) 1-19
04/01/19 New/Renew 
 USAA131779747

Rule:

  • Rule 21. Installment Payment of Premiums
04/01/19 New/Renew 
USAA131338070

Rule

  • Vehicle Symbols

Markup of Changes

05/14/18 New

06/28/18 Renew

 USAA131033706

United Services Automobile Association

USAA Casualty Ins. Co.

USAA General Indemnity Co.

Garrison Property & Casualty Ins. Co.

Rate/Rule:

Rate:

  • Base Rates and Expenses Fees
  • Rates
  • Symbol Relativities Group
  • Tier Factors
  • Discounts
    • 14. Automatic Payment Plan Discount
  • Conviction Surcharges
  • Accident Surcharges

Rule:

  • Rule 4. Classifications
    • F. 4. Premier Driver Level
  • R. Merit Rating Plan
    • 7.b. Accidents
  • USAA Group Countrywide Symbol Assignment

Markup of Changes

03/08/18 New/Renew
USAA130847401

United Services Automobile Association:
No Rate Impact
USAA Casualty Ins. Co. – No Rate Impact
USAA General Indemnity Co. :
Rate Impact: +15.1%
Garrison Property & Casualty Ins. Co.:
Rate Impact:  +4.9%

Revising Base Rates, Expense Fees, Model Year Relativities, and Years Licensed Factors for all four 

companies.

  • Basse Rates and Expense Fees
  • Motor Vehicle Relativities
  • Years Driving Experience

Rule:

  • Rule 5. Merit Rating Plan – Updated Thresholds

Markup of Changes

03/20/17 New
05/12/17 Renew
USAA130450067 United Services Automobile Association

USAA Casualty Ins. Co.

USAA General Indemnity Co.

Garrison Property & Casualty Ins. Co.

Rule:

  • Symbol Assignment

Markup of Changes

07/28/16 New
09/08/16 Renew 
USAA130474692

USAA Casualty Ins. Co.

Form:

  • Massachusetts Auto Policy – 968CGR (01) 10-14
05/06/16 New
07/15/16 Renew 
USAA130427932 United Services Automobile Association – Rate Impact:  +8%

USAA Casualty Ins. Co. – Rate Impact:  +3%

USAA General Indemnity Co. – Rate Impact:  +18%

Garrison Property & Casualty Ins. Co. – Rate Impact:  +9%

Rate:

  • Base Rates and Expense Fees
03/28/16 New
05/12/15 Renew 
USAA130294253 United Services Automobile Association

USAA Casualty Insurance Company

USAA General Indemnity Company

Garrison Property & Casualty Ins. Co.

Rule:

  • Rule 5. Merit Rating Plan

Markup of Changes

03/05/16 New/Renew
USAA130359975 United Services Automobile Association
USAA Casualty Insurance Company
USAA General Indemnity Company
Garrison Property & Casualty Ins. Co.
Rule:
  • 4. Classifications
    • F. Legacy Discount
02/06/16 New/Renew
USAA130290975

United Services Automobile Association
USAA Casualty Insurance Company
USAA General Indemnity Company
Garrison Property & Casualty Insurance Co.
Rate:

  • Base Rates & Expense Fees
01/01/16 New/Renew
USAA130233394

Garrison Property & Casualty Ins. Co.
United Services Automobile Association
USAA Casualty Insurance Company
USAA General Indemnity Company
Form:

  •  Buyers Guide – Ways to Save – BG (10) 01-15

Markup of Changes

11/26/15 New
01/01/16 Renew 
USAA130221030

USAA Casualty Insurance Company
USAA General Indemnity Company
Garrison Property & Casualty Ins. Company

Form:

  • Features Declaration – 5000CF (01) 09-13
  • Car Replacement Coverage/Ride Share Gap Protection
01/07/16 New/Renew
USAA130221028

United Services Automobile Association
Form:

  • Features Declaration – 5000UF (01) 09-13
  • Car Replacement Coverage/Ride Share Gap Protection
01/07/16 New/Renew

USAA130120574

-0.1%

United Services Automobile Assoc
USAA Casualty Ins. Co.,
USAA General Indemnity Co.
Garrison Property & Casualty Ins. Co.
Form/Rate/Rule
Form: 
  • Storage Endorsement – Massachusetts – A155MA(01) 07-15
  • Coverage Selections Page – 968-B 07-15
  • Massachusetts Car Replacement Assistance Endorsement –A402MA (01) 11-15
  • Massachusetts Ride Share Gap Protection Endorsement – RSGPMA (01) 11-15
  • Amendment of Policy Provisions – Ride Sharing Activity Massachusetts –
    PSMA (01) 11-15
  • Amendatory Endorsement – Massachusetts – STVMA (01) 11-15

Rule:

  • 4. Classifications
    • F. Discounts:
      • 13. Storage Discount
    • 5. Merit Rating Plan
      • B. Accidents
    • 14. Coverages and Limits
      • B. 7. Substitute Transportation
      • D. Auto Features
      • E. Ride Sharing Activity and Ride Share Gap Protection

Markup of Changes for Forms and Rules

Rate:

  • Substitute Transportation
  • Model Year Relativities
  • Storage Discount
  • Car Replacement Assistance
  • Ride Share Gap Protection Coverage
01/07/16 New/Renew
USAA130055156

Garrison Property & Casualty Ins. Co.
United Services Automobile Association
USAA Casualty Ins. Co.
USAA General Indemnity Co.

 Rule:

  • 4. Classifications
    • F. 11. MyUSAA Legacy Discount
05/29/15 New/Renew
USAA129684360

United Services Automobile Association
USAA Casualty Insurance Company
Garrison Property and Casualty Ins. Co. (NEW)
USAA General Indemnity Company (NEW)
This is a “ME TOO” filing for Rates, Rules, Forms with the USAA Casualty Ins. Co. with the exception of the base rates and the tier factors.

Form/Rate/Rule:

Rates:

  • Base Rates and Expense Fees
  • Territory Relativities
  • Increased Limits
  • Extended Non-Owner Auto Rates
  • Deductible Relativities
  • Symbol Relativities
  • Model Year Relativities
  • Tier Factors
  • Discounts
  • Years Licensed
  • Miscellaneous Factors
  • Conviction Surcharges
  • Accident Surcharges
  • Annual Mileage Factors
  • Motorcycles
  • Other Miscellaneous Vehicles

Rules:

Personal Auto Manual with mark up of changes

  1. Definitions
  2. Personal Auto Policy – Eligibility
  3. Premium Determination
  4. Classifications
  5. Merit Rating Plan
  6. Model Year
  7. Tier Placement Guidelines
  8. Policy Period
  9. Changes
  10. Cancellation
  11. Exact Premium
  12. Reserved for Future Use
  13. Reserved for Future Use
  14. Coverages and Limits
  15. Reserved for Future Use
  16. Reserved for Future Use
  17. Extended Non-Owned Coverage (Use of Other Automobiles)
  18. Increased Limits
  19. Miscellaneous Vehicles
  20. Rating Territories
  21. Symbol Assignments
12/26/14 New
USAA129615535 United Services Automobile Association
USAA Casualty Insurance Company
Form/Rate/Rule:
Form:
  • Massachusetts Automobile Insurance Policy – 968(28) Rev. 10-14
  • Massachusetts Automobile Insurance Policy – 068CGR(01) 10-14
  • Use of Other Autos-Vehicles Furnished or Available for Regular Use –
    M0051S(03) Rev. 11-14
  • Coverage Selections Page – 968-B 11-14
  • Additional Information About Your Auto Policy – 968-C(01) 11-14
  • Notice of Suspension of Physical Damage Coverage – MA Form C(02) Rev. 12-14
  • Coverage for Anyone Renting an Auto To You Additional Insured – Lessor –
    1239(05) Rev. 10-14
  • Accident Forgiveness – ACCFRMA(01)
    10-14
  • Agreed Amount Coverage – Comprehensive – 28MA(01) 10-14
  • Merit Rating Plan Statement – MRPMA(01) 09-14
  • Automobile Insurance Application – MAAAPP1W(01) 11-14
  • Automobile Insurance Application – MAAAPP2W(01) 11-14

Rates:

  • Base Rates and Expense Fees
  • Territory Relativities
  • Increased Limits
  • Extended Non-Owner Auto Rates
  • Deductible Relativities
  • Symbol Relativities
  • Model Year Relativities
  • Tier Factors
  • Discounts
  • Years Licensed
  • Miscellaneous Factors
  • Conviction Surcharges
  • Accident Surcharges
  • Annual Mileage Factors
  • Motorcycles
  • Other Miscellaneous Vehicles

Rules:

Personal Auto Manual with mark up of changes

  1. Definitions
  2. Personal Auto Policy – Eligibility
  3. Premium Determination
  4. Classifications
  5. Merit Rating Plan
  6. Model Year
  7. Tier Placement Guidelines
  8. Policy Period
  9. Changes
  10. Cancellation
  11. Exact Premium
  12. Reserved for Future Use
  13. Reserved for Future Use
  14. Coverages and Limits
  15. Reserved for Future Use
  16. Reserved for Future Use
  17. Extended Non-Owned Coverage (Use of Other Automobiles)
  18. Increased Limits
  19. Miscellaneous Vehicles
  20. Rating Territories
  21. Installment Payment of Premium

Mark up of Changes

12/26/14 New/Renew
USAA129033800
USAA  -4.800%
USAA Casualty  -2.700% 

Rate/Rule:

  • Personal Auto Symbols- Has own symbols that are being applied to 1998 and newer model year vehicles and will continue to use ISO’s physical damage symbols for 1997 and older vehicles.
  • Rule: 12, 21, 22, 23, 25, 26, 48
  • Complete Manual of Rules with Mark ups

Rates:

  • Class-Territory Base Rates
  • Added: Motorcycle Rates & Approved Motorcycle training Sites
  • Added Symbol Information
04/01/14 New/Renew
USAA129011242

Rule 19.

Forms & Endorsements:

  • Coverage Selections Page
08/01/13 New/Renew
USAA128883071 Rules: 14, 19 04/15/13 New/Renew
PERR128748743

Forms & Endorsements:

  • Policy Jacket
04/02/13 New/Renew
PERR127839479 Rule 19 01/30/12 New/Renew

USAA126564297
USAA -16.9%
USAA Casualty -14.9% 

Motorcycle Rates 09/09/10 New/Renew
USAA126636026 Installment Payment Plan 07/07/10 New/Renew
USAA116748
USAA116724

Rule 19, Misc. Rating Factors
Forms and Endorsements:

  • Policy
12/01/08 New/Renew
Initial Filing    -15.5% Complete Manual 04/01/08 New Business

 

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