This question was answered based upon current rules, regulations & statutes in effect on July 27, 2020
Just trying to find out info if a carrier is able to non renew a personal auto policy because of the loss history on a commercial auto policy? My U/W is giving me flack on total account loss ratio and I didn’t think she is able to non renew the personal auto with no claims. I don’t know if someone there would be able to answer this questions.
Kathy Cormier: Companies can non-renew for any reason as long as it is not discriminatory. I know that if you are driving a commercial vehicle and have a loss, that stays with the carrier. I do pick up Private Passenger Carriers filings, and I have seen some that will include the “commercial” violations on the drivers record. That doesn’t sound like the case here...they are non-renewing the policy.
Who is the carrier?
Agent: The carrier my personal lines U/W wants to non renew with no losses on the policy.
Kathy Cormier: Companies can non-renew for any reason as long as it is not discriminatory...loss history is not discriminatory.
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